1073 Laguna Seca Loop, Chula Vista, CA 91915 Property Records

San Diego County property record for 1073 Laguna Seca Loop, Chula Vista, CA 91915

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 1,397 sqft · built 1994
Lot Size	0.916 acres (39,916 sqft)
Owner	2 Company Names on File
Tax Bill	$3,203 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`595-430-18-14`

Property Details

APN / Parcel Number

Primary APN	`595-430-18-14`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,397 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Lot Area	39,916 sqft (0.916 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1073 LAGUNA SECA LOOP
City	CHULA VISTA
State	CA
Zip	91915-1230
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PC4RC10
Legal Description	LOT 7 US 46PER DOC93-799700&UND INT IN LOT 6&IN TR 013043
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	013043
Legal Block	1
Legal Lot Number	7,6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	13315

Owner

1073 Laguna Seca Loop, a condominium, is owned by a company that acquired it in March 2023 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Company Names on File
Mailing Address	1073 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Intrafamily Transfer, Transfer · FHA Mortgage FRANKLIN LOAN CENTER
Aug 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2023
Deed Sale	Mar 21, 2023
Prior Sale	Jul 28, 1994 · Amount on File
Deed Document Number	202372388
Prior Transfer Date	Mar 6, 2023
Prior Transfer Doc	0000072388
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 21, 2023
Property Address	1073 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230
Document Number	0000072388
Map Reference	MAP 13043
Instrument Date	Mar 6, 2023
Instrument	2023-0072388
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1073 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230

Mortgage

Document Number	0000072389
Date	Mar 21, 2023
Instrument	2023-0072389

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1073 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TSI TITLE COMPANY OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000377281
Date	Aug 18, 2017
Instrument	2017-0377281

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1073 Laguna Seca Loop was $3,203 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$280,422 (+2%) Land $113,914 Building $166,508
2025	$3,203.00 Homeowner's exemption	$274,925 Land $111,681 Building $163,244
2023	$3,037.00 (+2.91%) Homeowner's exemption	$264,252 Land $107,346 Building $156,906
2022	$2,951.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1073 Laguna Seca Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1073 Laguna Seca Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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