1071 Laguna Seca Loop, Chula Vista, CA 91915 Property Records

San Diego County property record for 1071 Laguna Seca Loop, Chula Vista, CA 91915

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,341 sqft · built 1994
Lot Size	0.916 acres (39,916 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Oct 2016)
Tax Bill	$5,774 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`595-430-18-13`

Property Details

APN / Parcel Number

Primary APN	`595-430-18-13`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,341 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Lot Area	39,916 sqft (0.916 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1071 LAGUNA SECA LOOP
City	CHULA VISTA
State	CA
Zip	91915-1230
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PC4RC10
Legal Description	LOT 7 US 45PER DOC93-799700&UND INT IN LOT 6&IN TR 013043
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	013043
Legal Block	1
Legal Lot Number	7,6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	13315

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1071 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage EQUITY PLUS FINANCIAL
Dec 17, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 4, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2016 · Amount on Record
Deed Sale	Oct 5, 2016 · Amount on Record
Prior Sale	Oct 14, 1994 · Amount on Record
Deed Document Number	2016533993
Prior Transfer Date	Sep 19, 2016
Prior Transfer Doc	0000533994
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1071 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1071 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230

Mortgage

Document Number	0000037111
Date	Feb 10, 2026
Instrument	2026-0037111

Lender

Name	EQUITY PLUS FINANCIAL
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Mar 1, 2028

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1071 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1071 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230

Mortgage

Document Number	0000811895
Date	Dec 17, 2020
Instrument	2020-0811895

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1071 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230
Document Number	0000127533
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1071 LAGUNA SECA LOOP CHULA VISTA CA 919151230, CHULA VISTA, CA 91915-1230

Mortgage

Document Number	0000127533
Date	Mar 12, 2020
Instrument	127533

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 11, 2045

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$497,184 (+2%) Land $227,813 Building $269,371
2025	$5,774.00 (+5.36%)	$487,437 (+4.04%) Land $223,347 Building $264,090
2023	$5,480.00 (+2.87%)	$468,511 Land $214,675 Building $253,836
2022	$5,327.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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