1070 Laguna Seca Loop, Chula Vista, CA 91915 Property Records

San Diego County property record for 1070 Laguna Seca Loop, Chula Vista, CA 91915

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,341 sqft · built 1994
Lot Size	0.916 acres (39,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Jul 2019)
Tax Bill	$6,662 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`595-430-18-12`

Property Details

APN / Parcel Number

Primary APN	`595-430-18-12`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,341 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Lot Area	39,916 sqft (0.916 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1070 LAGUNA SECA LOOP
City	CHULA VISTA
State	CA
Zip	91915-1230
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PC4RC10
Legal Description	LOT 7 US 44PER DOC93-799700&UND INT IN LOT 6&IN TR 013043
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	013043
Legal Block	1
Legal Lot Number	7,6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	13315

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1070 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 10, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 19, 2019	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 19, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO
Mar 20, 2017	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on Record
Deed Sale	Jul 19, 2019 · Amount on Record
Prior Sale	Mar 26, 2013 · Amount on Record
Deed Document Number	2019293807
Prior Transfer Date	Jul 13, 2019
Prior Transfer Doc	0000293806
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1070 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1070 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230

Mortgage

Document Number	0000641661
Date	Sep 10, 2021
Instrument	2021-0641661

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1070 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000124048
Date	Mar 10, 2020
Instrument	2020-0124048

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 19, 2019
Property Address	1070 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230
Document Number	0000293807
Map Reference	MAP 13043
Instrument Date	Jul 13, 2019
Instrument	2019-0293807
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1070 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230

Mortgage

Document Number	0000293808
Date	Jul 19, 2019
Instrument	2019-0293808

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 19, 2019
Property Address	1070 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230
Document Number	0000293806
Instrument Date	Jul 13, 2019
Instrument	293806
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2420 STEAMBOAT SPRINGS CT CHULA VISTA CA 919152223, CHULA VISTA, CA 91915-2223

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1070 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230
Document Number	0000134279
Instrument Date	Mar 20, 2017
Transaction Type	Mortgage
Record Updated	Mar 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1070 LAGUNA SECA LOOP CHULA VISTA CA 919151230, CHULA VISTA, CA 91915-1230

Mortgage

Document Number	0000134279
Date	Mar 24, 2017
Instrument	134279

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Mar 23, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$574,486 (+2%) Land $261,133 Building $313,353
2025	$6,662.00 (+5.38%)	$563,222 (+4.04%) Land $256,013 Building $307,209
2023	$6,322.00 (+2.86%)	$541,354 Land $246,073 Building $295,281
2022	$6,146.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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