1076 River Rd, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 1076 River Rd, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	3,346 sqft · built 2019
Lot Size	0.046 acres (1,999 sqft)
Owner	Individual Name on Record
Last Sale	$1,750,000 (Jun 2026)
Tax Bill	$25,827 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-00034-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`13-00034-0000-00028`
Alternative APN	`130003400028`

Interior

Stories	1 Story
Building Area	3,346 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Lot Area	1,999 sqft (0.046 acres)
Lot Dimensions	80 ft deep x 25 ft wide

Location & Zoning

Street Address	1076 RIVER RD
City	EDGEWATER
State	NJ
Zip	07020-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B1
Legal Description	25X80 0.0459
Legal Subdivision	HUDSON RIVER REALTY CO SEC 1
Legal Block	34
Legal Lot Number	28
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2000
Census Tract	13002

Owner

Source: Bergen County and Edgewater Borough records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1076 RIVER RD, EDGEWATER, NJ 07020-1313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage VISIONS FEDERAL CREDIT UNION
Jun 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 8, 2019	Grant Deed, Transfer STEWART TITLE
Feb 10, 2017	Deed, Transfer · Construction Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Feb 8, 2019 · Amount on Record
Deed Document Number	202642639
Deed Book / Page	5830 / 763
Record Updated	Sep 20, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 25, 2026
Property Address	1076 RIVER RD, EDGEWATER, NJ 07020-1313
Document Number	0000042639
Book / Page	5830 / 763
Instrument Date	May 13, 2026
Instrument	202642639
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NORTH BERGEN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 RIVER RD, EDGEWATER, NJ 07020-1313

Mortgage

Document Number	0000042640,
Date	Jun 25, 2026
Instrument	202642640

Lender

Name	VISIONS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 15, 2019
Property Address	1076 RIVER RD, EDGEWATER, NJ 07020-1313
Document Number	0032671849
Book / Page	003267 / 001849
Instrument Date	May 22, 2019
Instrument	37675
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	537 2ND AVE LYNDHURST NJ 070711512, LYNDHURST, NJ 07071-1512

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 8, 2019
Property Address	1076 RIVER RD, EDGEWATER, NJ 07020-1313
Document Number	0031750877
Book / Page	003175 / 000877
Instrument Date	Jan 31, 2019
Instrument	9434
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$1,600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1076 RIVER RD EDGEWATER NJ 070201313, EDGEWATER, NJ 07020-1313

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 10, 2017
Property Address	1076 RIVER RD, EDGEWATER, NJ 07020-1313
Document Number	0025312047
Book / Page	02531 / 2047
Instrument Date	Jan 20, 2017
Instrument	17-013310
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	EVERGREEN LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 CRANBERRY HILL RD, 40, WINHALL, VT 05340-8818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 RIVER RD, EDGEWATER, NJ 07020-1313

Mortgage

Document Number	0025312052
Date	Feb 10, 2017
Book Page	02531/2052
Instrument	17-013310.01

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,648,000 (+4.97%) Land $314,500 Building $1,333,500	$1,648,000 (+4.97%) Land $314,500 Building $1,333,500
2025	$25,827.00 (+6.22%)	$1,570,000 (+5.52%) Land $297,800 Building $1,272,200	$1,570,000 (+5.52%) Land $297,800 Building $1,272,200
2024	$24,315.00 (+4.43%)
2023		$1,487,800 Land $272,500 Building $1,215,300	$1,487,800 Land $272,500 Building $1,215,300
2022	$23,283.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2012–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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