1055 River Rd, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 1055 River Rd, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,715 sqft · built 1982
Lot Size	8.86 acres (385,942 sqft)
Owner	Company Name on File
Last Sale	$789,000 (Dec 2024)
Tax Bill	$10,541 (2025)
Deeds & Mortgages	Dec 2024 Sale Sep 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`13-00033-0000-00001-S-C0106`

Property Details

APN / Parcel Number

Primary APN	`13-00033-0000-00001-S-C0106`
Alternative APN	`1300033000000001000S C0106`

Interior

Units	322 Units
Stories	1 Story
Building Area	1,715 sqft Living Area
1st Floor Area	1,715 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Concrete
Construction Type	Concrete Block
Lot Area	385,942 sqft (8.86 acres)

Location & Zoning

Street Address	1055 RIVER RD, 106
City	EDGEWATER
State	NJ
Zip	07020-1364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.86
Legal Subdivision	ADMIRALS WALK
Legal Block	33
Legal Lot Number	1.S
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	4
Census Block	4005
Census Tract	13002

Owner

1055 River Rd is owned by a company that bought it in December 2024.

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1055 RIVER RD, S-106, EDGEWATER, NJ 07020-1364
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2024	Deed, Transfer MAX TITLE AGENCY LLC
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MTG
Oct 20, 2017	Grant Deed, Transfer · Conventional Mortgage ENVOY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2024 · Amount on File
Deed Sale	Dec 6, 2024 · Amount on File
Prior Sale	Oct 20, 2017 · Amount on File
Deed Document Number	202472820
Deed Book / Page	5379 / 556
Record Updated	Oct 29, 2026

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 6, 2024
Property Address	1055 RIVER RD # 106, 106, EDGEWATER, NJ 07020-1364
Document Number	0053790556
Book / Page	5379 / 556
Instrument Date	Nov 30, 2024
Instrument	2024072820
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	MAX TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$7,188.40
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	191 BOULEVARD, GLEN ROCK, NJ 07452-2500

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1055 RIVER RD # S-106, S-106, EDGEWATER, NJ 07020-1364
Investor	Possibly a Property Investor

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1055 RIVER RD # 106, 106, EDGEWATER, NJ 07020-1364
Document Number	0033720017
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1055 RIVER RD #106 EDGEWATER NJ 070201364, 106, EDGEWATER, NJ 07020-1364

Mortgage

Document Number	0033720017
Date	Oct 10, 2019
Book Page	003372/000017
Instrument	67391

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2049

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 20, 2017
Property Address	1055 RIVER RD # 106, 106, EDGEWATER, NJ 07020-1364
Document Number	0027600107
Book / Page	002760 / 000107
Instrument Date	Apr 5, 2017
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1055 RIVER RD #TH6 EDGEWATER NJ 070201359, EDGEWATER, NJ 07020-1359

Mortgage

Document Number	27600113
Date	Oct 20, 2017
Book Page	002760/000113

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2047

Mortgage

Document Number	27600132,
Date	Oct 20, 2017
Book Page	002760/000132

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1055 River Rd was $10,541, up 15.3% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$691,800 (+7.96%) Land $275,000 Building $416,800	$691,800 (+7.96%) Land $275,000 Building $416,800
2025	$10,541.00 (+15.33%)	$640,800 Land $240,000 Building $400,800	$640,800 Land $240,000 Building $400,800
2024	$9,140.00
2023		$562,500 Land $220,000 Building $342,500	$562,500 Land $220,000 Building $342,500
2022	$8,670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1055 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 39 individual policies
Nearby Flood Policies	589 units insured incl. 550 condo units
Nearby Flood Claims	35 (1985–2024)
Claims Outside the SFHA	6 of 35
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Sandy, Oct 2012 · 17 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1055 River Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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