1077 River Rd, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 1077 River Rd, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,493 sqft · built 1981
Lot Size	8.86 acres (385,942 sqft)
Owner	2 Individuals on Record
Last Sale	$622,000 (Jan 2026)
Tax Bill	$7,898 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`13-00033-0000-00001-N-C0109`

Property Details

APN / Parcel Number

Primary APN	`13-00033-0000-00001-N-C0109`
Alternative APN	`1300033000000001000N C0109`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,493 sqft Living Area
1st Floor Area	1,493 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Concrete
Construction Type	Concrete Block
Lot Area	385,942 sqft

Location & Zoning

Street Address	1077 RIVER RD
City	EDGEWATER
State	NJ
Zip	07020-1358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.86
Legal Subdivision	ADMIRALS WALK
Legal Block	33
Legal Lot Number	1.N
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	4
Census Block	4005
Census Tract	13002

Owner

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	1077 RIVER RD, N109, EDGEWATER, NJ 07020-1358
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jan 30, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 22, 2017	Deed, Transfer · Conventional Mortgage RESIDENTIAL HOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Feb 22, 2017 · Amount on Record
Deed Document Number	20266646
Deed Book / Page	5713 / 1738
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1077 RIVER RD # 109, 109, EDGEWATER, NJ 07020-1358
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0042251318
Date	Jun 22, 2021
Book Page	4225/1318
Instrument	2021099411

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 30, 2026
Property Address	1077 RIVER RD # 109, 109, EDGEWATER, NJ 07020-1358
Document Number	0057131738
Book / Page	5713 / 1738
Instrument Date	Dec 22, 2025
Instrument	2026006646
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,418.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	276 VAN EMBURGH AVE, RIDGEWOOD, NJ 07450-2917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077 RIVER RD # N109, N109, EDGEWATER, NJ 07020-1358

Mortgage

Document Number	2026006647
Date	Jan 30, 2026
Instrument	2026006647

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 22, 2017
Property Address	1077 RIVER RD # 109, 109, EDGEWATER, NJ 07020-1358
Document Number	0025411849
Book / Page	02541 / 1849
Instrument Date	Jan 10, 2017
Instrument	17-016511.01
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	WESTCOR LAND TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,983.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1077 RIVER RD # 109, 1077, EDGEWATER, NJ 07020-1358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077 RIVER RD # 109, 109, EDGEWATER, NJ 07020-1358

Mortgage

Document Number	0025411855
Date	Feb 22, 2017
Book Page	02541/1855
Instrument	17-016511.02

Lender

Name	RESIDENTIAL HOME FUNDING CORP
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$523,900 (+9.12%) Land $275,000 Building $248,900	$523,900 (+9.12%) Land $275,000 Building $248,900
2025	$7,898.00 (+8.03%)	$480,100 (+6.69%) Land $240,000 Building $240,100	$480,100 (+6.69%) Land $240,000 Building $240,100
2024	$7,311.00 (+5.53%)
2023		$450,000 Land $220,000 Building $230,000	$450,000 Land $220,000 Building $230,000
2022	$6,928.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 39 individual policies
Nearby Flood Policies	589 units insured incl. 550 condo units
Nearby Flood Claims	35 (1985–2024)
Claims Outside the SFHA	6 of 35
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Sandy, Oct 2012 · 17 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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