1044 River Rd, #48, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 1044 River Rd, #48, Edgewater, NJ 07020

Property Summary

Property Type	Commercial
Lot Size	0.157 acres (6,839 sqft)
Owner	Company Name on Record
Last Sale	$1,320,000 (Jan 2020)
Tax Bill	$23,908 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-00034-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`13-00034-0000-00012`
Alternative APN	`130003400012`

Interior

Stories	2 Stories

Exterior

Construction Type	Frame
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	90 ft deep x 76 ft wide

Location & Zoning

Street Address	1044 RIVER RD, 48
City	EDGEWATER
State	NJ
Zip	07020-1968
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B1
Legal Description	76X90
Legal Subdivision	HUDSON REALTY CO
Legal Block	34
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2000
Census Tract	13002

Owner

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1046 RIVER RD, 1, EDGEWATER, NJ 07020-1458
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage COLUMBIA BANK
Nov 17, 2021	Deed of Trust, Mortgage · Commercial Mortgage CONVENTUS LLC
Sep 24, 2025	Deed of Trust, Mortgage · Commercial Mortgage CORNERSTONE FUNDING GROUP LLC
Jan 29, 2020	Grant Deed, Transfer CONVENTUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2020 · Amount on Record
Deed Sale	Jan 29, 2020 · Amount on Record
Prior Sale	Jan 19, 2016 · Amount on Record
Deed Document Number	202010000
Deed Book / Page	3481 / 1689
Prior Transfer Date	Jan 8, 2016
Prior Transfer Doc	0021610909
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1044 RIVER RD # 48, 48, EDGEWATER, NJ 07020-1968
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050290369
Date	Jul 3, 2023
Book Page	5029/369
Instrument	2023043579

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1044 RIVER RD # 48, 48, EDGEWATER, NJ 07020-1968
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 OLD RIVER RD 314, 314, EDGEWATER, NJ 07020-1702

Mortgage

Document Number	0044630608
Date	Nov 17, 2021
Book Page	4463/608
Instrument	2021171666

Lender

Name	CONVENTUS LLC
Type	Non-Lending Institution
Address	SAN FRANCISCO, CA 94103

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1044 RIVER RD # 48, 48, EDGEWATER, NJ 07020-1968
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056071841
Date	Sep 24, 2025
Book Page	5607/1841
Instrument	2025065748

Lender

Name	CORNERSTONE FUNDING GROUP LLC
Address	LITTLE FERRY, NJ 07643

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 29, 2020
Property Address	1044 RIVER RD # 48, 48, EDGEWATER, NJ 07020-1313
Document Number	0034811689
Book / Page	003481 / 001689
Instrument Date	Oct 25, 2019
Instrument	20010000
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1044-1048 RIVER RD EDGEWATER NJ 070201313, EDGEWATER, NJ 07020-1313

Mortgage

Document Number	34811694
Date	Jan 29, 2020
Book Page	003481/001694
Instrument	20010001

Lender

Name	CONVENTUS LLC
Address	111 POTRERO AVE, SAN FRANCISCO, CA 94103-4812

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,473,000 (+1.35%) Land $588,800 Building $884,200	$1,473,000 (+1.35%) Land $588,800 Building $884,200
2025	$23,908.00 (+4.58%)	$1,453,400 (+6.33%) Land $561,500 Building $891,900	$1,453,400 (+6.33%) Land $561,500 Building $891,900
2024	$22,861.00 (+10.11%)
2023		$1,366,900 Land $508,500 Building $858,400	$1,366,900 Land $508,500 Building $858,400
2022	$20,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2012–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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