St. Charles County property record for 1076 Madison St, Saint Charles, MO 63301 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,568 sqft · built 1920 |
| Lot Size | 0.154 acres (6,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Jul 2023) |
| Tax Bill | $2,591 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 025490A000 |
| Primary APN | 025490A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Basement Area | 784 sqft |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Lot Area | 6,750 sqft |
| Lot Dimensions | 150 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Porch | Porch |
| Porch Area | 235 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 025490A000 |
|---|---|
| Old Parcel Number | 025490A000 |
| Street Address | 1076 MADISON ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT CITY BLK 266 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | CITY/ST CHARLES |
| Legal Block | 266 |
| Legal Lot Number | 14 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 310502 |
Source: St. Charles County records · APN 025490A000
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1076 MADISON ST, SAINT CHARLES, MO 63301-2772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 03, 2025 | Deed of Trust, Mortgage · FHA Mortgage JLB CORP |
| Jul 07, 2023 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2023 · Amount on Record |
| Deed Sale | Jul 07, 2023 · Amount on Record |
| Prior Sale | Mar 30, 2018 · Amount on Record |
| Deed Document Number | 0202326763 |
| Deed Book / Page | 2023 / 26763 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1076 MADISON ST, SAINT CHARLES, MO 63301-2772 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1076 MADISONST, SAINT CHARLES, MO 63301-2772 |
| Document Number | 0000023079 |
|---|---|
| Date | Jun 03, 2025 |
| Instrument | 2025R-023079 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 07, 2023 |
| Property Address | 1076 MADISON ST, SAINT CHARLES, MO 63301-2772 |
| Document Number | 0000026763 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 2023R-026763 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | ATG |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 902 MANHATTAN DR, COLUMBIA, MO 65201-8571 |
| Name | Verified Name |
|---|---|
| Address | 1076 MADISON ST, SAINT CHARLES, MO 63301-2772 |
| Document Number | 0000026764 |
|---|---|
| Date | Jul 07, 2023 |
| Instrument | 2023R-026764 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,591.00 (+17.13%) | $41,224 (+3.54%) | $216,968 (+3.54%) Land $28,572 Building $188,396 |
| 2023 | $39,814 (+24.18%) | ||
| 2022 | $2,212.00 | $32,061 | $209,548 (+24.19%) Land $21,429 Building $188,119 |
| 2021 | $168,737 Land $21,429 Building $147,308 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Midtown Neighborhood Historic District listed 2014 · 537 contributing resources · NRIS 14000885 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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