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1073 Madison St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1073 Madison St, Saint Charles, MO 63301 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1920
Square Footage1,920 sqft Living Area
Lot Size5,546 sqft (0.127 acres)
OccupancyOwner Occupied
Last Sale$283,290 (2025)
Tax Bill$3,066.00 (2024)

Property Details

APN / Parcel Number

Primary APN025260A000
Alternative APN
  • 6-009C-B265-00-0006.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,920 sqft Living Area
Gross Area2,880 sqft Gross Area
1st Floor960 sqft 1st Floor
Basement Area960 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleBi-Level Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,546 sqft (0.127 acres)
Depth X Width118 ft x 47 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage
Garage Area768 sqft Garage
PorchOpen Porch
Porch Area184 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number025260A000
Street Address1073 MADISON ST
CitySAINT CHARLES
StateMO
Zip63301-2773
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT CITY BLK 265
Legal SubdivisionCITY/ST CHARLES
Legal Block265
Legal Lot Number6
JurisdictionST CHARLES MO
Minor Civil DivisionLINDENWOOD
Census Blockgroup1
Census Block1031
Census Tract310502

Owner

Source: St. Charles County records · APN 025260A000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1073 MADISON ST, SAINT CHARLES, MO 63301-2773
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2023Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Nov 19, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 19, 2025 · Amount on Record
Deed SaleNov 19, 2025 · Amount on Record
Prior SaleOct 24, 2013 · Amount on Record
Deed Doc Number202552157
Prior Transfer DateJul 08, 2015
Prior Transfer Doc0063931403
Record RefreshedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1073 MADISON ST, SAINT CHARLES, MO 63301-2773
Transaction TypeMortgage
Record UpdatedDec 04, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1073 MADISON ST, SAINT CHARLES, MO 63301-2773

Mortgage

Document Number0000004883
DateFeb 08, 2023
Instrument2023R-004883
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateNov 19, 2025
Property Address1073 MADISON ST, SAINT CHARLES, MO 63301-2773
Document Number0000052157
Instrument DateNov 10, 2025
Instrument2025R-052157
Transaction TypeTransfer
Record UpdatedDec 04, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1073 MADISON ST, SAINT CHARLES, MO 63301-2773

Transferred To (Grantee/Buyer)

NameVerified Name
Address1073 MADISON ST, SAINT CHARLES, MO 63301-2773

Mortgage

Document Number0000052158
DateNov 19, 2025
Instrument2025R-052158
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$49,195 (+3.05%)$258,916 (+3.05%) Land $28,572 Building $230,344
2024$3,066.00
2023$47,737
2022$251,246 Land $21,429 Building $229,817

Flood & Wildfire

1073 Madison St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the Midtown Neighborhood Historic District
listed 2014 · 537 contributing resources · NRIS 14000885

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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