St. Charles County property record for 1072 Madison St, Saint Charles, MO 63301 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1930 |
| Square Footage | 1,589 sqft Living Area |
| Lot Size | 6,750 sqft (0.155 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $310,000 (2023) |
| Tax Bill | $2,446.00 (2025) |
| Primary APN | 025510A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,589 sqft Living Area |
| Gross Area | 2,709 sqft Gross Area |
| 1st Floor | 1,589 sqft 1st Floor |
| Basement Area | 1,120 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Shingles Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,750 sqft (0.155 acres) |
| Depth X Width | 150 ft x 45 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 264 sqft Garage |
| Porch | Open Porch |
| Porch Area | 274 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 025510A000 |
|---|---|
| Street Address | 1072 MADISON ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2772 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT CITY BLK 266 |
| Legal Subdivision | CITY/ST CHARLES |
| Legal Block | 266 |
| Legal Lot Number | 15 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | LINDENWOOD |
| Census Blockgroup | 1 |
| Census Block | 1029 |
| Census Tract | 310502 |
Source: St. Charles County records · APN 025510A000
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1072 MADISON ST, SAINT CHARLES, MO 63301-2772 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Oct 03, 2023 | Beneficiary Deed, Transfer |
| Jun 14, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage GUILD MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 14, 2023 · Amount on Record |
| Deed Sale | Jun 14, 2023 · Amount on Record |
| Prior Sale | May 07, 2013 · Amount on Record |
| Deed Doc Number | 202323123 |
| Last Transfer Date | Oct 02, 2023 |
| Transfer Doc | 0000040610 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1072 MADISON ST, SAINT CHARLES, MO 63301-2772 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1072 MADISON ST, SAINT CHARLES, MO 63301-2772 |
| Document Number | 0000052340 |
|---|---|
| Date | Dec 27, 2023 |
| Instrument | 2023R-052340 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 03, 2023 |
| Property Address | 1072 MADISON ST, SAINT CHARLES, MO 63301-2772 |
| Document Number | 0000040610 |
| Instrument Date | Oct 02, 2023 |
| Instrument | 2023R-040610 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1072 MADISON ST, SAINT CHARLES, MO 63301-2772 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Title Company | CONTINENTAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1072 MADISON ST, SAINT CHARLES, MO 63301-2772 |
| Document Number | 0000023124 |
|---|---|
| Date | Jun 14, 2023 |
| Instrument | 2023R-023124 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,888 (-) | $204,673 (-) Land $28,572 Building $176,101 | |
| 2025 | $2,446.00 (+1.37%) | $38,888 (+3.8%) | $204,673 (+3.8%) Land $28,572 Building $176,101 |
| 2024 | $2,413.00 | ||
| 2023 | $37,464 | ||
| 2022 | $197,178 Land $21,429 Building $175,749 |
1072 Madison St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Midtown Neighborhood Historic District listed 2014 · 537 contributing resources · NRIS 14000885 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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