St. Charles County property record for 1068 Madison St, Saint Charles, MO 63301 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,582 sqft · built 1929 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $296,137 (Nov 2023) |
| Tax Bill | $2,322 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 025500A000 |
| Primary APN | 025500A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,582 sqft Living Area |
| Gross Area | 2,702 sqft |
| 1st Floor Area | 1,582 sqft |
| Basement Area | 1,120 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Multi-Level |
| Exterior Material | Shingles |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 150 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 274 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 025500A000 |
|---|---|
| Street Address | 1068 MADISON ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT CITY BLK 266 |
| Legal Subdivision | CITY/ST CHARLES |
| Legal Block | 266 |
| Legal Lot Number | 16 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 310502 |
Source: St. Charles County records · APN 025500A000
Assessment roll updated August 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1068 MADISON ST, SAINT CHARLES, MO 63301-2772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| Nov 28, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| Jan 12, 2018 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Jun 05, 2017 | Warranty Deed, Transfer OTHER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 28, 2023 · Amount on Record |
| Deed Sale | Nov 28, 2023 · Amount on Record |
| Prior Sale | Jun 05, 2017 · Amount on Record |
| Deed Document Number | 202348474 |
| Prior Transfer Date | Sep 14, 2012 |
| Prior Transfer Doc | 0058562006 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1068 MADISON ST, SAINT CHARLES, MO 63301-2772 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1068 MADISON ST, SAINT CHARLES, MO 63301-2772 |
| Document Number | 0000008898 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 2026R-008898 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 28, 2023 |
| Property Address | 1068 MADISON ST, SAINT CHARLES, MO 63301-2772 |
| Document Number | 0000048474 |
| Instrument Date | Nov 17, 2023 |
| Instrument | 2023R-048474 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 831 MULE CREEK DR, WENTZVILLE, MO 63385-7405 |
| Name | Verified Name |
|---|---|
| Address | 1068 MADISON ST, SAINT CHARLES, MO 63301-2772 |
| Document Number | 0000048475 |
|---|---|
| Date | Nov 28, 2023 |
| Instrument | 2023R-048475 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Type Change Date | Dec 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.3% |
| Margin | 3 |
| Max Rate | 12.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1068 MADISON ST, SAINT CHARLES, MO 63301-2772 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0068661674 |
|---|---|
| Date | Jan 12, 2018 |
| Book Page | 6866/1674 |
| Instrument | 20180112000023940 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | LAKE SAINT LOUIS, MO 63367 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 05, 2017 |
| Property Address | 1068 MADISON ST, SAINT CHARLES, MO 63301-2772 |
| Document Number | 0067532425 |
| Book / Page | 006753 / 002425 |
| Instrument Date | May 31, 2017 |
| Instrument | 340580 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1068 MADISON ST ST CHARLES MO 633012772, ST CHARLES, MO 63301-2772 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,322.00 (+1.53%) | $36,898 (+3.98%) | $194,198 (+3.98%) Land $28,572 Building $165,626 |
| 2024 | $2,287.00 | ||
| 2023 | $35,485 | ||
| 2022 | $186,762 Land $21,429 Building $165,333 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Midtown Neighborhood Historic District listed 2014 · 537 contributing resources · NRIS 14000885 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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