1075 Ormsby Cutoff, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 1075 Ormsby Cutoff, Watsonville, CA 95076

Property Summary

Property Type	Recreational Vacant Land
Details	3 bd · 2 ba · 1,449 sqft · built 2013
Lot Size	37 acres (1,611,720 sqft)
Owner	Individual Name on Record
Last Sale	$1,337,727 (Nov 2022)
Tax Bill	$13,564 (2025)
Deeds & Mortgages	Dec 2025 Transfer Dec 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`106-331-25`

Property Details

APN / Parcel Number

Primary APN	`106-331-25`
Alternative APN	`106-331-25-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,449 sqft Gross Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Wood
Lot Area	1,611,720 sqft
Terrain	Steep
View / Lot	Ocean

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1075 ORMSBY CUTOFF
City	WATSONVILLE
State	CA
Zip	95076-0174
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	SU
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1000
Census Tract	122401

Owner

Source: Santa Cruz County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1075 ORMSBY CUTOFF, WATSONVILLE, CA 95076-0174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Dec 30, 2025	Intrafamily Transfer, Transfer · Line of Credit CITY NATIONAL BANK
Nov 23, 2022	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Jul 17, 2018	Quit Claim Deed, Transfer KAZUKO MCKEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2022 · Amount on Record
Deed Sale	Nov 23, 2022 · Amount on Record
Prior Sale	Apr 13, 2010 · Amount on Record
Deed Document Number	202231491
Prior Transfer Date	Jul 12, 2018
Prior Transfer Doc	0000021679
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 30, 2025
Property Address	1075 ORMSBY CUTOFF, WATSONVILLE, CA 95076-0174
Document Number	0000028848
Instrument Date	Dec 16, 2025
Instrument	2025-0028848
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 ORMSBY CUTOFF, WATSONVILLE, CA 95076-0174

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 30, 2025
Property Address	1075 ORMSBY CUTOFF, WATSONVILLE, CA 95076-0174
Document Number	0000028849
Instrument Date	Nov 26, 2025
Instrument	2025-0028849
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 ORMSBY CUTOFF, WATSONVILLE, CA 95076-0174

Mortgage

Document Number	0000028850
Date	Dec 30, 2025
Instrument	2025-0028850

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 23, 2022
Property Address	1075 ORMSBY CUTOFF, WATSONVILLE, CA 95076-0174
Document Number	0000031491
Instrument Date	Nov 17, 2022
Instrument	2022-0031491
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,171.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 ORMSBY CUTOFF, WATSONVILLE, CA 95076-0174

Mortgage

Document Number	0000031492
Date	Nov 23, 2022
Instrument	2022-0031492

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.15%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	3.95%
Max Rate At Change	10.9%
Index	1-Year T-Bill
Max Rate	10.9%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 17, 2018
Property Address	1075 ORMSBY CUTOFF, WATSONVILLE, CA 95076-0174
Document Number	0000021679
Instrument Date	Jul 12, 2018
Instrument	21679
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 666 LOS GATOS CA 950310666, LOS GATOS, CA 95031-0666

Mortgage

Document Number	21681
Date	Jul 17, 2018
Instrument	21681

Lender

Name	KAZUKO MCKEE
Address	PO BOX 194, LOS GATOS, CA 95031-0194
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Mortgage

Document Number	21680,
Date	Jul 17, 2018
Instrument	21680

Lender

Name	LOCATELLI JOHN B TRUST (PT)
Address	123 LOCATELLI LN, SCOTTS VALLEY, CA 95066-2966

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,130,187 (+2%) Land $858,942 Building $271,245
2025	$13,564.00 (-15.97%)	$1,108,026 (+4.04%) Land $842,100 Building $265,926
2023	$16,142.00 (+293.9%)	$1,065,000 Land $809,400 Building $255,600	$936,000
2022	$4,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 68% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Cruzio Fixed Wireless	100 / 100
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Etheric Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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