1075 Loretta Pl, Lima, OH 45805 Property Records

Allen County property record for 1075 Loretta Pl, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,329 sqft · built 1977
Lot Size	0.304 acres (13,242 sqft)
Owner	Individual Name on Record
Last Sale	$12,000 (Sep 1977)
Tax Bill	$3,058 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-2608-07-010.000`

Property Details

APN / Parcel Number

Primary APN	`36-2608-07-010.000`
Alternative APN	`M3836260807010000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,329 sqft Living Area
Gross Area	3,833 sqft
1st Floor Area	2,166 sqft
Upper Floors Area	616 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	13,242 sqft (0.304 acres)
Lot Dimensions	130 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	158 sqft
Deck Area	332 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1075 LORETTA PL
City	LIMA
State	OH
Zip	45805-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF GRAHAM ESTATES NO 2 LOT 27031 FF 63.84
Legal Subdivision	REPLAT OF GRAHAM ESTATES
Legal Lot Number	27031
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1007
Census Tract	13000

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1075 LORETTA PL, LIMA, OH 45805-1641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 14, 2020	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Jun 8, 2020	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 1977 · Amount on Record
Deed Sale	Sep 1, 1977 · Amount on Record
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1075 LORETTA PL, LIMA, OH 45805-1641
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 LORETTA PL, LIMA, OH 45805-1641

Mortgage

Document Number	8160011397
Date	Aug 16, 2021
Book Page	2021/11397
Instrument	202108160011397

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1075 LORETTA PL, LIMA, OH 45805-1641
Document Number	0000010575
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 LORETTA PL LIMA OH 458051641, LIMA, OH 45805-1641

Mortgage

Document Number	0000010575
Date	Sep 2, 2020
Instrument	10575

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1075 LORETTA PL, LIMA, OH 45805-1641
Document Number	0000006833
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 LORETTA PL LIMA OH 458051641, LIMA, OH 45805-1641

Mortgage

Document Number	0000006833
Date	Jun 23, 2020
Instrument	6833

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,058.00 (-0.39%)	$97,830 (-) Land $10,260 Building $87,570	$279,500 (-) Land $29,300 Building $250,200
2024	$3,070.00 (+23.74%) Homeowner's exemption	$97,830 (+38.02%) Land $10,260 Building $87,570	$279,500 (+38.02%) Land $29,300 Building $250,200
2023	$2,481.00 (-1.31%) Homeowner's exemption	$70,880 (-) Land $7,420 Building $63,460
2022	$2,514.00 Homeowner's exemption	$70,880 Land $7,420 Building $63,460
2021			$202,500 Land $21,200 Building $181,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TSC.

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