1075 Front St, Garner, IA 50438 Property Records

Hancock County property record for 1075 Front St, Garner, IA 50438

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,096 sqft · built 1970
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jul 2025)
Tax Bill	$2,038 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2103030100`

Property Details

APN / Parcel Number

Primary APN	`2103030100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	1,096 sqft
Basement Area	1,096 sqft
Unfinished Basement	1,096 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,365 sqft (0.215 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1075 FRONT ST
City	GARNER
State	IA
Zip	50438-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK EXC S 1/4 OF LOT 9 & S 37 1/2' LOT 10 BLK 3
Legal Subdivision	PARK ADDITION
Legal Block	3
Legal Lot Number	9
Jurisdiction	HANCOCK IA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2024
Census Tract	270100

Owner

Source: Hancock County records · APN 2103030100

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1075 FRONT ST, GARNER, IA 50438-1714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Deed Document Number	20251261
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	1075 FRONT ST, GARNER, IA 50438-1714
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170252
Date	Feb 23, 2017
Instrument	17-0252

Lender

Name	CLEAR LAKE BANK AND TRUST CO
Type	Bank
Address	CLEAR LAKE, IA 50428

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Mar 01, 2022

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Municipality	Garner City
Unified School District	Garner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,038.00	$154,110 (+11.78%) Land $24,130 Building $129,980	$154,110 (+11.78%) Land $24,130 Building $129,980
2024	$2,038.00 (-4.14%)
2023		$137,870 (+8.7%) Land $15,590 Building $122,280	$137,870 (+8.7%) Land $15,590 Building $122,280
2022	$2,126.00	$126,840 Land $15,590 Building $111,250
2021			$126,840 Land $15,590 Building $111,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (19081C), as of October 26, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Communications 1 Network Fiber	1,000 / 1,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 411 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA4130075, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GARNER WATER WORKS serves 3,065 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.