Hancock County property record for 1060 Front St, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,958 sqft · built 1963 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Jul 2016) |
| Tax Bill | $2,844 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2108010035 |
| Primary APN | 2108010035 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,958 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Finished Basement | 550 sqft |
| Game Room | Game Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,193 sqft (0.234 acres) |
| Garage Type | Detached |
| Garage Area | 968 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 1060 FRONT ST |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEYMOUR'S S 11' OF E 136' LOT 3 BLK 1, N 64' OF E 136' LOT 4 BLK 1 |
| Legal Subdivision | SEYMOUR'S ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 270100 |
1060 Front St is owned and occupied by an individual who acquired it in May 2022.
Source: Hancock County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1060 FRONT ST, GARNER, IA 50438-1715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2016 · Amount on File |
| Deed Sale | Jul 1, 2016 · Amount on File |
| Deed Document Number | 20161104 |
| Last Transfer Date | May 3, 2022 |
| Transfer Doc | 0000001053 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | May 17, 2022 |
| Property Address | 1060 FRONT ST, GARNER, IA 50438-1715 |
| Document Number | 0000221053 |
| Instrument Date | May 3, 2022 |
| Instrument | 22-1053 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1060 FRONT ST, GARNER, IA 50438-1715 |
| Document Number | 0000221054 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 22-1054 |
| Name | CLEAR LAKE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1060 Front St was $2,844 with a homeowner's exemption, up 2.1% from the year before.
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,844.00 (+2.08%) Homeowner's exemption | $216,750 Land $26,510 Building $190,240 | $216,750 Land $26,510 Building $190,240 |
| 2024 | $2,786.00 | ||
| 2023 | $198,640 (+8.35%) Land $18,940 Building $179,700 | $198,640 Land $18,940 Building $179,700 | |
| 2022 | $2,921.00 Homeowner's exemption | $183,330 Land $18,940 Building $164,390 | |
| 2021 | $183,330 Land $18,940 Building $164,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1060 Front St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1060 Front St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comm 1 Connects Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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