Hancock County property record for 1055 Front St, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 520 sqft · built 1942 |
| Lot Size | 0.179 acres (7,797 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Apr 2022) |
| Tax Bill | $1,104 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2103030110 |
| Primary APN | 2103030110 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 520 sqft Living Area |
| 1st Floor Area | 520 sqft |
| Basement Area | 520 sqft |
| Finished Basement | 300 sqft |
| Unfinished Basement | 220 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,797 sqft (0.179 acres) |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 64 sqft |
| Patio Area | 96 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 1055 FRONT ST |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK N 12.5' LOT 10 & LOT 11 BLK 3 |
| Legal Subdivision | PARK ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 270100 |
1055 Front St is owned by two individuals who bought it in April 2022.
Source: Hancock County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2825 APPLE AVE, VENTURA, IA 50482-8510 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2022 · Amount on File |
| Deed Sale | Apr 25, 2022 · Amount on File |
| Deed Document Number | 2022892 |
| Record Updated | Oct 29, 2026 |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Apr 25, 2022 |
| Property Address | 1055 FRONT ST, GARNER, IA 50438-1714 |
| Document Number | 0000220892 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 22-0892 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2825 APPLE AVE, VENTURA, IA 50482-8510 |
| Document Number | 0000220899 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 22-0899 |
| Name | CLEAR LAKE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 22, 2037 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1055 Front St was $1,104, up 7% from the year before.
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,104.00 (+6.98%) | $79,990 Land $20,110 Building $59,880 | $79,990 Land $20,110 Building $59,880 |
| 2024 | $1,032.00 | ||
| 2023 | $69,800 (+4.37%) Land $12,990 Building $56,810 | $69,800 Land $12,990 Building $56,810 | |
| 2022 | $1,123.00 | $66,880 Land $12,990 Building $53,890 | |
| 2021 | $66,880 Land $12,990 Building $53,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1055 Front St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1055 Front St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comm 1 Connects Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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