Hancock County property record for 1115 Front St, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,593 sqft · built 1910 |
| Lot Size | 0.214 acres (9,365 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $768 (2022) |
| Deeds & Mortgages | Dec 2019 Refinance Jul 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2103040140 |
| Primary APN | 2103040140 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,593 sqft Living Area |
| Basement Area | 264 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1910 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,365 sqft (0.214 acres) |
| Garage Type | Detached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 52 sqft |
| Deck Area | 144 sqft |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 1115 FRONT ST |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK N 1/2 LOT 13 & ALL LOT 14 BLK 4 |
| Legal Subdivision | PARK ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 270100 |
1115 Front St is owned and occupied by an individual who acquired it in July 2020.
Source: Hancock County records, as of January 26, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1115 FRONT ST, GARNER, IA 50438-1828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Jul 28, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Mar 16, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Mar 16, 2017 |
| Last Transfer Date | Jul 28, 2020 |
| Transfer Doc | 0000201508 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 1115 FRONT ST, GARNER, IA 50438-1828 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000192254 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 19-2254 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Jul 28, 2020 |
| Property Address | 1115 FRONT ST, GARNER, IA 50438-1828 |
| Document Number | 0000201508 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 20-1508 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1115 FRONT ST, GARNER, IA 50438-1828 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Mar 16, 2017 |
| Property Address | 1115 FRONT ST, GARNER, IA 50438-1828 |
| Document Number | 0000170352 |
| Instrument Date | Mar 14, 2017 |
| Instrument | 17-0352 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1115 FRONT ST, GARNER, IA 50438-1828 |
Source: Hancock County assessment roll, as of May 1, 2023
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $57,700 (+6.22%) Land $18,560 Building $39,140 | $57,700 Land $18,560 Building $39,140 | |
| 2022 | $768.00 Homeowner's exemption | $54,320 Land $18,560 Building $35,760 | |
| 2021 | $54,320 Land $18,560 Building $35,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1115 Front St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1115 Front St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comm 1 Connects Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures