10748 Palm Row Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 10748 Palm Row Dr, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,038 sqft · built 1930
Lot Size	0.273 acres (11,912 sqft)
Owner	Individual Name on Record
Last Sale	$760,000 (Jun 2025)
Tax Bill	$8,970 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`379-060-04-00`

Property Details

APN / Parcel Number

Primary APN	`379-060-04-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,038 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	11,912 sqft (0.273 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10748 PALM ROW DR
City	LAKESIDE
State	CA
Zip	92040-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 45 POR TR 001204
Legal Subdivision	LAKESIDE FARMS
Legal Tract	001204
Legal Block	3
Legal Lot Number	45
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	16901

Owner

Source: San Diego County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10748 PALM ROW DR, LAKESIDE, CA 92040-1641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit MISSION FEDERAL CREDIT UNION
Jan 3, 2022	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 3, 2022	Intrafamily Transfer, Transfer CORINTHIAN TITLE-SD, CORINTHIAN TITLE
Apr 6, 2021	Grant Deed, Transfer · Construction Mortgage ANCHOR LOANS INC
Mar 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage DLJ FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Prior Sale	Jan 3, 2022 · Amount on Record
Deed Document Number	2025163128
Prior Transfer Date	Aug 5, 2009
Prior Transfer Doc	0000507925
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 5, 2026
Property Address	10748 PALM ROW DR, LAKESIDE, CA 92040-1641
Document Number	0000126877
Instrument Date	Apr 30, 2026
Instrument	2026126877
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10748 PALM ROW DR, LAKESIDE, CA 92040-1641

Mortgage

Document Number	0000126877,
Date	May 5, 2026
Instrument	2026126877

Lender

Name	MISSION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 31, 2051

Interest

Rate	6.46%
Max Rate	-1%

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 3, 2022
Property Address	10748 PALM ROW DR, LAKESIDE, CA 92040-1641
Document Number	0000001871
Map Reference	MAP 1204
Instrument Date	Dec 29, 2021
Instrument	2022-0001871
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2340 CAROL VIEW DR APT E105, E105, CARDIFF, CA 92007-2039

Mortgage

Document Number	0000001872
Date	Jan 3, 2022
Instrument	2022-0001872

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 3, 2022
Property Address	10748 PALM ROW DR, LAKESIDE, CA 92040-1641
Document Number	0000001870
Map Reference	MAP 1204
Instrument Date	Dec 17, 2021
Instrument	2022-0001870
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2340 CAROL VIEW DR APT E105, E105, CARDIFF, CA 92007-2039

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 6, 2021
Property Address	10748 PALM ROW DR, LAKESIDE, CA 92040-1641
Document Number	0000267651
Map Reference	MAP 1204
Instrument Date	Mar 24, 2021
Instrument	2021-0267651
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	OYEREN 7480 MIRAMAR RD #210 # 210, 210, SAN DIEGO, CA 92126-4220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000267652
Date	Apr 6, 2021
Instrument	2021-0267652

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10748 PALM ROW DR, LAKESIDE, CA 92040-1641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119847
Date	Mar 15, 2017
Instrument	2017-0119847

Lender

Name	DLJ FINANCIAL INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$775,200 (+3.62%) Land $612,000 Building $163,200
2025	$8,970.00 (+1.61%)	$748,150 (+7.96%) Land $581,894 Building $166,256
2024	$8,828.00 (+7.54%)
2023	$8,209.00 (+47.64%) Homeowner's exemption	$693,000 Land $538,000 Building $155,000
2022	$5,560.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	6 (1980–2024)
Most Recent Claim	Feb 2024 · Severe Storms And Flooding
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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