10724 Palm Row Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 10724 Palm Row Dr, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,647 sqft · built 1950
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on Record
Last Sale	$83,000 (Jun 1984)
Tax Bill	$2,111 (2025)
Deeds & Mortgages	May 2022 Reverse Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`379-060-06-00`

Property Details

APN / Parcel Number

Primary APN	`379-060-06-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,647 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	37,026 sqft (0.85 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	10724 PALM ROW DR
City	LAKESIDE
State	CA
Zip	92040-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 45 POR TR 001204
Legal Subdivision	LAKESIDE FARMS
Legal Tract	001204
Legal Block	3
Legal Lot Number	45
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	16901

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10724 PALM ROW DR, LAKESIDE, CA 92040-1641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage OPEN MORTGAGE LLC
Sep 15, 2017	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 1984 · Amount on Record
Deed Sale	Jun 13, 1984 · Amount on Record
Deed Document Number	1984220599
Last Transfer Date	Apr 23, 1997
Transfer Doc	0000226977
Record Updated	Oct 29, 2026

May 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2022
Property Address	10724 PALM ROW DR, LAKESIDE, CA 92040-1641
Document Number	0000212827
Map Reference	MAP 1204
Instrument Date	Apr 29, 2022
Instrument	2022-0212827
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000212828
Date	May 18, 2022
Instrument	2022-0212828

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.71%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.71%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10724 PALM ROW DR, LAKESIDE, CA 92040-1641
Document Number	0000431419
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10724 PALM ROW DR LAKESIDE CA 920401641, LAKESIDE, CA 92040-1641

Mortgage

Document Number	0000431419
Date	Sep 20, 2017
Instrument	431419

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74137

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$175,342 (+2%) Land $57,165 Building $118,177
2025	$2,111.00 (+5.5%) Homeowner's exemption	$171,905 (+4.04%) Land $56,045 Building $115,860
2023	$2,001.00 (+1.78%) Homeowner's exemption	$165,232 Land $53,870 Building $111,362
2022	$1,966.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	6 (1980–2024)
Most Recent Claim	Feb 2024 · Severe Storms And Flooding
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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