10735 PALM ROW DR # 37, 37, LAKESIDE, CA 92040-1640
Transaction Type
Mortgage
Record Updated
Jul 25, 2022
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
769 BROADWAY, EL CAJON, CA 92021-4631
Mortgage
Document Number
0000292746
Date
Apr 15, 2021
Instrument
2021-0292746
Lender
Name
AGENTS CAPITAL LLC
Type
Non-Lending Institution
Address
EL CAJON, CA 92021
Agreement
Amount
Amount on Record
May 2021: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
May 14, 2021
Property Address
10735 PALM ROW DR # 37, 37, LAKESIDE, CA 92040-1640
Document Number
0000373248
Map Reference
MAP 1204
Instrument Date
Apr 28, 2021
Instrument
2021-0373248
Transaction Type
Transfer
Record Updated
Jul 25, 2022
Title Company
TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
10735 PALM ROW DR # 10737, 10737, LAKESIDE, CA 92040-1640
Mortgage
Document Number
0000373249
Date
May 14, 2021
Instrument
2021-0373249
Lender
Name
CROSSCOUNTRY MORTGAGE LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jun 1, 2051
December 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
10735 PALM ROW DR # 37, 37, LAKESIDE, CA 92040-1640
Document Number
0000807200
Instrument Date
Dec 10, 2020
Transaction Type
Mortgage
Record Updated
Dec 29, 2020
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
769 BROADWAY EL CAJON CA 920214631, EL CAJON, CA 92021-4631
Mortgage
Document Number
0000807200
Date
Dec 16, 2020
Instrument
807200
Lender
Name
JAMES N III STICKLEY
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
December 2020: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Dec 9, 2020
Property Address
10735 PALM ROW DR # 37, 37, LAKESIDE, CA 92040-1640
Document Number
0000790952
Map Reference
MAP 1204
Instrument Date
Oct 16, 2020
Instrument
2020-0790952
Transaction Type
Transfer
Record Updated
Jul 25, 2022
Title Company
TICOR TITLE SAN DIEGO BRANCH
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
769 BROADWAY, EL CAJON, CA 92021-4631
Mortgage
Document Number
0000790953
Date
Dec 9, 2020
Instrument
2020-0790953
Lender
Name
LENDINGHOME FUNDING CORP
Type
Mortgage Company
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
April 2017: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SAN DIEGO CA
Recording Date
Apr 5, 2017
Property Address
10735 PALM ROW DR # 37, 37, LAKESIDE, CA 92040-1640
Document Number
0000153616
Map Reference
MAP1204
Instrument Date
Mar 30, 2017
Instrument
2017-0153616
Transaction Type
Transfer
Record Updated
Jul 25, 2022
Title Company
TICOR TITLE SAN DIEGO
Transaction
Tax
$0.00
Amount Accuracy
No Consideration Stated
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
8561 MELLMANOR DR APT 13, 13, LA MESA, CA 91942-3125
Mortgage
Document Number
0000153617
Date
Apr 5, 2017
Instrument
2017-0153617
Lender
Name
MUFG UNION BANK NA
Type
Bank
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 1, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 10735 Palm Row Dr, #37 was $7,399 with a veteran's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Secondary School District
Grossmont Union High School District (09 - 12)
Elementary School District
Lakeside Union Elementary School District (KG - 08)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$789,414 (+2%)Land $496,834Building $292,580
2025
$7,399.00
$773,937Land $487,093Building $286,844
2023
$7,112.00 (+0.25%)
$743,886Land $468,180Building $275,706
2022
$7,094.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 10735 Palm Row Dr, #37 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 100 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 20 policies
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
20 in force
Nearby Flood Claims
6 (1980–2024)
Most Recent Claim
Feb 2024 · Severe Storms And Flooding
Claims by Event
Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 10735 Palm Row Dr, #37 is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood
0.1% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source
Purchased surface water from several systems
Last State Inspection
Nov 2025
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025