10738 Palm Row Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 10738 Palm Row Dr, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,693 sqft · built 1950
Lot Size	0.4 acres (17,439 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Apr 2018)
Tax Bill	$7,258 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Feb 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`379-060-05-00`

Property Details

APN / Parcel Number

Primary APN	`379-060-05-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,693 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	17,439 sqft (0.4 acres)

Location & Zoning

Street Address	10738 PALM ROW DR
City	LAKESIDE
State	CA
Zip	92040-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 45 POR TR 001204
Legal Subdivision	LAKESIDE FARMS
Legal Tract	001204
Legal Block	3
Legal Lot Number	45
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	16901

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10738 PALM ROW DR, LAKESIDE, CA 92040-1641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2024	Deed of Trust, Mortgage · Loan Assumption CROSSCOUNTRY MORTGAGE LLC
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 20, 2026	Grant Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE, LLC
Mar 14, 2023	Intrafamily Transfer, Transfer
Apr 17, 2018	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Jul 26, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO
Jul 26, 2017	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2018 · Amount on Record
Deed Sale	Apr 17, 2018 · Amount on Record
Prior Sale	Jul 26, 2017 · Amount on Record
Deed Document Number	2018152185
Last Transfer Date	May 15, 2026
Transfer Doc	0000144789
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10738 PALM ROW DR, LAKESIDE, CA 92040-1641
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10738 PALM ROW DR, LAKESIDE, CA 92040-1641

Mortgage

Document Number	0000348081
Date	Dec 18, 2024
Instrument	2024-0348081

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	279 Months
Due	Mar 1, 2048

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10738 PALM ROW DR, LAKESIDE, CA 92040-1641
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10738 PALM ROW DR, LAKESIDE, CA 92040-1641

Mortgage

Document Number	0000056606
Date	Feb 7, 2022
Instrument	2022-0056606

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Mar 1, 2048

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 20, 2026
Property Address	10738 PALM ROW DR, LAKESIDE, CA 92040-1641
Document Number	0000144789
Instrument Date	May 15, 2026
Instrument	2026144789
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10738 PALM ROW DR, LAKESIDE, CA 92040-1641

Mortgage

Document Number	0000144790,
Date	May 20, 2026
Instrument	2026144790

Lender

Name	NATIONS DIRECT MORTGAGE, LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 14, 2023
Property Address	10738 PALM ROW DR, LAKESIDE, CA 92040-1641
Document Number	0000064173
Map Reference	MAP 1204
Instrument Date	Feb 16, 2023
Instrument	2023-0064173
Transaction Type	Transfer
Record Updated	Mar 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10738 PALM ROW DR, LAKESIDE, CA 92040-1641

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 17, 2018
Property Address	10738 PALM ROW DR, LAKESIDE, CA 92040-1641
Document Number	0000152185
Map Reference	MAP 1204
Instrument Date	Mar 20, 2018
Instrument	2018-0152185
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10738 PALM ROW DR, LAKESIDE, CA 92040-1641

Mortgage

Document Number	0000152186
Date	Apr 17, 2018
Instrument	2018-0152186

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 26, 2017
Property Address	10738 PALM ROW DR, LAKESIDE, CA 92040-1641
Document Number	0000337335
Instrument Date	Jun 8, 2017
Instrument	337335
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10738 PALM ROW DR LAKESIDE CA 920401641, LAKESIDE, CA 92040-1641

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 26, 2017
Property Address	10738 PALM ROW DR, LAKESIDE, CA 92040-1641
Document Number	0000337336
Instrument Date	Jun 1, 2017
Instrument	337336
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10738 PALM ROW DR LAKESIDE CA 920401641, LAKESIDE, CA 92040-1641

Mortgage

Document Number	337337
Date	Jul 26, 2017
Instrument	337337

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$609,300 (+2%) Land $281,216 Building $328,084
2025	$7,258.00 (+5.28%)	$597,353 (+4.04%) Land $275,702 Building $321,651
2023	$6,894.00 (+1.55%)	$574,160 Land $264,998 Building $309,162
2022	$6,789.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	6 (1980–2024)
Most Recent Claim	Feb 2024 · Severe Storms And Flooding
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Palm Row Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures