Montgomery County property record for 10741 Kinloch Rd, Silver Spring, MD 20903
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,154 sqft · built 1957 |
| Lot Size | 0.276 acres (12,027 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,616 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00287543 |
| Primary APN | 05-00287543 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,154 sqft Living Area |
| Gross Area | 2,682 sqft |
| 1st Floor Area | 1,436 sqft |
| Basement Area | 718 sqft |
| Finished Basement | 718 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 12,027 sqft (0.276 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 264 sqft |
| Deck Area | 207 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Municipal |
| Account Number | 00287543 |
|---|---|
| Street Address | 10741 KINLOCH RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20903-1227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | HILLANDALE |
| Legal Subdivision | HILLANDALE |
| Legal Block | 10 |
| Legal Lot Number | 14 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 701509 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10741 KINLOCH RD, SILVER SPRING, MD 20903-1227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION MORTGAGE ASSOCIATION INC |
| Dec 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2008 |
| Deed Sale | Mar 19, 2008 |
| Prior Sale | Mar 29, 2002 |
| Deed Document Number | 2008111469 |
| Transfer Doc | 0000234857 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10741 KINLOCH RD, SILVER SPRING, MD 20903-1227 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Title Company | FH TITLE INSURANCE AGENCY LLC, CU TITLE INSURANCE AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0650980492 |
|---|---|
| Date | Jan 21, 2022 |
| Book Page | 65098/492 |
| Name | CREDIT UNION MORTGAGE ASSOCIATION INC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Feb 1, 2037 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 6.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10741 KINLOCH RD, SILVER SPRING, MD 20903-1227 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Title Company | LAWYERS TRUST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0587070125 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 58707/125 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2034 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $507,500 (+6.42%) Land $222,700 Building $284,800 | $507,500 (-) Land $222,700 Building $284,800 | |
| 2025 | $5,616.00 (+23.48%) | $476,900 (+14.72%) | $507,500 (+22.08%) Land $222,700 Building $284,800 |
| 2023 | $415,700 Land $222,700 Building $193,000 | $415,700 Land $222,700 Building $193,000 | |
| 2022 | $4,548.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Jul 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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