Montgomery County property record for 10740 Kinloch Rd, Silver Spring, MD 20903
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,757 sqft · built 1958 |
| Lot Size | 0.23 acres (10,003 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $468,000 (Jun 2017) |
| Tax Bill | $6,287 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00289393 |
| Primary APN | 05-00289393 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,757 sqft Living Area |
| Gross Area | 2,939 sqft |
| 1st Floor Area | 1,899 sqft |
| Basement Area | 858 sqft |
| Finished Basement | 858 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 10,003 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 182 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00289393 |
|---|---|
| Street Address | 10740 KINLOCH RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20903-1226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | HILLANDALE |
| Legal Subdivision | HILLANDALE |
| Legal Block | 15 |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 701509 |
10740 Kinloch Rd is owned and occupied by two individuals who acquired it in May 2021.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10740 KINLOCH RD, SILVER SPRING, MD 20903-1226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK |
| Jun 7, 2017 | Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2017 · Amount on File |
| Deed Sale | Jun 7, 2017 · Amount on File |
| Deed Book / Page | 54401 / 407 |
| Last Transfer Date | May 24, 2021 |
| Transfer Doc | 0632730436 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 16, 2021 |
| Property Address | 10740 KINLOCH RD, SILVER SPRING, MD 20903-1226 |
| Document Number | 0632730436 |
| Book / Page | 63273 / 436 |
| Map Reference | MB 58 PL 4722 |
| Instrument Date | May 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2021 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10740 KINLOCH RD, SILVER SPRING, MD 20903-1226 |
| Document Number | 63273441 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 63273/441 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 7, 2017 |
| Property Address | 10740 KINLOCH RD, SILVER SPRING, MD 20903-1226 |
| Document Number | 0544010407 |
| Book / Page | 54401 / 407 |
| Map Reference | PG58 PL4722 |
| Instrument Date | May 30, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | HOME TEAM TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,020.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6836 TOLAND DR # 304, 6836, MELBOURNE, FL 32940-5955 |
| Name | Verified Name |
|---|---|
| Address | 10740 KINLOCH RD, SILVER SPRING, MD 20903-1226 |
| Investor | Possibly a Property Investor |
| Document Number | 0054401413 |
|---|---|
| Date | Jun 7, 2017 |
| Instrument | 54401/413 |
| Name | FIRST SAVINGS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 10740 Kinloch Rd was $6,287, down 2.6% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $566,400 (+7.11%) Land $217,500 Building $348,900 | $566,400 (-) Land $217,500 Building $348,900 | |
| 2025 | $6,287.00 (-2.59%) | $528,800 | $566,400 Land $217,500 Building $348,900 |
| 2024 | $6,454.00 | ||
| 2023 | $453,600 Land $217,500 Building $236,100 | $453,600 Land $217,500 Building $236,100 | |
| 2022 | $5,026.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10740 Kinloch Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Jul 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10740 Kinloch Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures