Montgomery County property record for 10733 Kinloch Rd, Silver Spring, MD 20903
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,359 sqft · built 1957 |
| Lot Size | 0.319 acres (13,909 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,866 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Aug 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00288822 |
| Primary APN | 05-00288822 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,359 sqft Living Area |
| Gross Area | 2,863 sqft |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 903 sqft |
| Finished Basement | 903 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 13,909 sqft (0.319 acres) |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 252 sqft |
| Deck Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Municipal |
| Account Number | 00288822 |
|---|---|
| Street Address | 10733 KINLOCH RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20903-1227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | HILLANDALE |
| Legal Subdivision | HILLANDALE |
| Legal Block | 10 |
| Legal Lot Number | 15 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 701509 |
10733 Kinloch Rd is owned and occupied by two individuals who acquired it in August 2023.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10733 KINLOCH RD, SILVER SPRING, MD 20903-1227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2025 | Deed of Trust, Mortgage · Line of Credit LAFAYETTE FCU |
| Aug 17, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 2, 2023 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 11, 2023 |
| Transfer Doc | 0672840083 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10733 KINLOCH RD, SILVER SPRING, MD 20903-1227 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Title Company | NORTHERN VIRGINIA LAND TITLE, NORTHERN VIRGINIA T&E |
| Name | Verified Name |
|---|---|
| Address | 10733 KINLOCH RD, SILVER SPRING, MD 20903-1227 |
| Document Number | 0697900185 |
|---|---|
| Date | Nov 4, 2025 |
| Book Page | 69790/185 |
| Name | LAFAYETTE FCU |
|---|---|
| Type | Credit Union |
| Address | ROCKVILLE, MD 20852 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 14, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Aug 17, 2023 |
| Property Address | 10733 KINLOCH RD, SILVER SPRING, MD 20903-1227 |
| Document Number | 0672840083 |
| Book / Page | 67284 / 83 |
| Map Reference | MB 58 PL 4722 |
| Instrument Date | Aug 11, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10733 KINLOCH RD, SILVER SPRING, MD 20903-1227 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Mar 2, 2023 |
| Property Address | 10733 KINLOCH RD, SILVER SPRING, MD 20903-1227 |
| Document Number | 0667820024 |
| Book / Page | 66782 / 24 |
| Map Reference | MB 58 PL 4722 |
| Instrument Date | Feb 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,099.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10733 KINLOCH RD, SILVER SPRING, MD 20903-1227 |
| Document Number | 0006678232 |
|---|---|
| Date | Mar 2, 2023 |
| Instrument | 66782/32 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
The 2025 property tax bill for 10733 Kinloch Rd was $6,866, up 11% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $577,100 (+9.85%) Land $227,700 Building $349,400 | $577,100 (-) Land $227,700 Building $349,400 | |
| 2025 | $6,866.00 (+11.05%) | $525,367 | $577,100 Land $227,700 Building $349,400 |
| 2024 | $6,183.00 | ||
| 2023 | $421,900 (-) Land $227,700 Building $194,200 | $421,900 (-) Land $227,700 Building $194,200 | |
| 2022 | $4,617.00 Homeowner's exemption | $421,900 Land $227,700 Building $194,200 | $421,900 Land $227,700 Building $194,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10733 Kinloch Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Jul 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10733 Kinloch Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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