Montgomery County property record for 10751 Kinloch Rd, Silver Spring, MD 20903
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,003 sqft · built 1957 |
| Lot Size | 0.276 acres (12,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $438,680 (Dec 2018) |
| Tax Bill | $6,424 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00285453 |
| Primary APN | 05-00285453 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,003 sqft Living Area |
| Gross Area | 3,509 sqft |
| 1st Floor Area | 1,596 sqft |
| Basement Area | 567 sqft |
| Finished Basement | 567 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 12,019 sqft (0.276 acres) |
| Garage Type | Attached |
| Garage Area | 266 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 240 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Municipal |
| Account Number | 00285453 |
|---|---|
| Street Address | 10751 KINLOCH RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20903-1227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | HILLANDALE |
| Legal Subdivision | HILLANDALE |
| Legal Block | 10 |
| Legal Lot Number | 12 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 701509 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10751 KINLOCH RD, SILVER SPRING, MD 20903-1227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL |
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Oct 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage THELENDER |
| Dec 12, 2018 | Special Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2018 · Amount on Record |
| Deed Sale | Dec 12, 2018 · Amount on Record |
| Prior Sale | Mar 20, 2013 · Amount on Record |
| Deed Book / Page | 56977 / 374 |
| Prior Transfer Date | Apr 9, 2012 |
| Prior Transfer Doc | 0438230128 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jul 16, 2026 |
| Property Address | 10751 KINLOCH RD, SILVER SPRING, MD 20903-1227 |
| Document Number | 7072000052 |
| Book / Page | 70728 / 52 |
| Instrument Date | Jul 8, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 10751 KINLOCH RD, SILVER SPRING, MD 20903-1227 |
| Document Number | 7072000052, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 70728/52 |
| Name | FIRST NATIONAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 8, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10751 KINLOCH RD, SILVER SPRING, MD 20903-1227 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | OLYMPIC TITLE, OLYMPIA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 10751 KINLOCH RD, SILVER SPRING, MD 20903-1227 |
| Document Number | 0633890299 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 63389/299 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10751 KINLOCH RD, SILVER SPRING, MD 20903-1227 |
| Document Number | 0615220274 |
| Instrument Date | Nov 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10751 KINLOCH RD SILVER SPRING MD 209031227, SILVER SPRING, MD 20903-1227 |
| Document Number | 0615220274 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 061522/000274 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 4, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10751 KINLOCH RD, SILVER SPRING, MD 20903-1227 |
| Document Number | 0585490220 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | OLYMPIA TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10751 KINLOCH RD SILVER SPRING MD 209031227, SILVER SPRING, MD 20903-1227 |
| Document Number | 0585490220 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 058549/000220 |
| Name | THELENDER |
|---|---|
| Address | ST PETERS, MO 63376 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Dec 12, 2018 |
| Property Address | 10751 KINLOCH RD, SILVER SPRING, MD 20903-1227 |
| Document Number | 0569770374 |
| Book / Page | 56977 / 374 |
| Map Reference | MB58 PL4722 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | OLYMPIA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,483.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10751 KINLOCH RD, SILVER SPRING, MD 20903-1227 |
| Document Number | 0056977382 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 56977/382 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $581,700 (+6.33%) Land $222,700 Building $359,000 | $581,700 (-) Land $222,700 Building $359,000 | |
| 2025 | $6,424.00 (-3.11%) | $547,067 (+14.5%) | $581,700 (+21.75%) Land $222,700 Building $359,000 |
| 2024 | $6,630.00 (+3%) | ||
| 2023 | $477,800 Land $222,700 Building $255,100 | $477,800 Land $222,700 Building $255,100 | |
| 2022 | $5,100.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Jul 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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