Charles County property record for 10749 Cheryl Turn, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,510 sqft · built 2019 |
| Lot Size | 0.168 acres (7,318 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,645 (Jun 2023) |
| Tax Bill | $21,782 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-357609 |
| Primary APN | 06-357609 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,510 sqft Living Area |
| Gross Area | 3,910 sqft |
| 1st Floor Area | 1,168 sqft |
| Basement Area | 934 sqft |
| Finished Basement | 934 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,318 sqft (0.168 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 357609 |
|---|---|
| Street Address | 10749 CHERYL TURN |
| City | WALDORF |
| State | MD |
| Zip | 20603-6912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LOT 152 0.1675 AC CHRISTOPHER POINTE |
| Legal Subdivision | CHRISTOPHER POINTE |
| Legal Block | 2 |
| Legal Lot Number | 152 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 850706 |
10749 Cheryl Turn is owned and occupied by two individuals who bought it in June 2023.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10749 CHERYL TURN, WALDORF, MD 20603-6912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 4, 2020 | Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC |
| Oct 29, 2019 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2023 · Amount on File |
| Deed Sale | Jun 2, 2023 · Amount on File |
| Prior Sale | Feb 4, 2020 · Amount on File |
| Deed Book / Page | 12952 / 1 |
| Prior Transfer Date | Jan 14, 2022 |
| Prior Transfer Doc | 0129520001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 2, 2023 |
| Property Address | 10749 CHERYL TURN, WALDORF, MD 20603-6912 |
| Document Number | 0129520001 |
| Book / Page | 12952 / 1 |
| Map Reference | MB 60 PG 695-699 |
| Instrument Date | Jan 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10749 CHERYL TURN, WALDORF, MD 20603-6912 |
| Document Number | 0001295212 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | 12952/12 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 344 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 10749 CHERYL TURN, WALDORF, MD 20603-6912 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10749 CHERYL TURN, WALDORF, MD 20603-6912 |
| Document Number | 0115990098 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 11599/98 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 10749 CHERYL TURN, WALDORF, MD 20603-6912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10749 CHERYL TURN, WALDORF, MD 20603-6912 |
| Document Number | 0112790074 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 11279/74 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Feb 4, 2020 |
| Property Address | 10749 CHERYL TURN, WALDORF, MD 20603-6912 |
| Document Number | 0109880001 |
| Book / Page | 10988 / 001 |
| Map Reference | MB 60 PG 695-699 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | NVR SETMNT SVCS OF MD INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,445.32 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10003 DEREKWOOD LN, 10003, LANHAM, MD 20706-4362 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10749 CHERYL TURN, WALDORF, MD 20603-6912 |
| Document Number | 10988006 |
|---|---|
| Date | Feb 4, 2020 |
| Instrument | 10988/006 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Oct 29, 2019 |
| Property Address | 10749 CHERYL TURN, WALDORF, MD 20603-6912 |
| Document Number | 0108460062 |
| Book / Page | 010846 / 000062 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2020 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $128.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10003 DEREKWOOD LN LANHAM SEABROOK MD 207064362, LANHAM SEABROOK, MD 20706-4362 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 10749 Cheryl Turn was $21,782 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $530,600 (+5.36%) | $557,600 (-) Land $155,000 Building $402,600 | |
| 2025 | $21,782.00 Homeowner's exemption | $503,600 | $557,600 Land $155,000 Building $402,600 |
| 2023 | $7,829.00 Homeowner's exemption | $441,733 | $476,600 Land $155,000 Building $321,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10749 Cheryl Turn in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10749 Cheryl Turn is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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