10717 Kinloch Rd, Silver Spring, MD 20903 Property Records

Montgomery County property record for 10717 Kinloch Rd, Silver Spring, MD 20903

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,284 sqft · built 1957
Lot Size0.728 acres (31,723 sqft)
Owner2 Individual Names on File
Last Sale$487,500 (Dec 2017)
Tax Bill$5,938 (2025)
Deeds & MortgagesSep 2020 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-00289451

Property Details

APN / Parcel Number

Primary APN05-00289451
Alternative APN
  • 00289451

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,284 sqft Living Area
Gross Area2,548 sqft
1st Floor Area1,504 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleBi-Level
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area31,723 sqft (0.728 acres)
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area168 sqft
Greenhouse240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerMunicipal

Location & Zoning

Account Number00289451
Street Address10717 KINLOCH RD
CitySILVER SPRING
StateMD
Zip20903-1227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR90
Legal DescriptionHILLANDALE
Legal SubdivisionHILLANDALE
Legal Block10
Legal Lot Number17
JurisdictionMONTGOMERY MD
Township / Civil Division5
Census Block Group1
Census Block1000
Census Tract701509

Owner

10717 Kinloch Rd is owned and occupied by two individuals who bought it in December 2017.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address10717 KINLOCH RD, SILVER SPRING, MD 20903-1227
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2020Deed of Trust, Mortgage · Conventional with PMI
LOANDEPOT.COM LLC
Dec 22, 2017Deed, Transfer · Conventional Mortgage
NASA FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2017 · Amount on File
Deed SaleDec 22, 2017 · Amount on File
Prior SaleJun 8, 2000 · Amount on File
Deed Book / Page55417 / 122
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10717 KINLOCH RD, SILVER SPRING, MD 20903-1227
Document Number0607800186
Instrument DateSep 21, 2020
Transaction TypeMortgage
Record UpdatedNov 3, 2020
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10717 KINLOCH RD SILVER SPRING MD 209031227, SILVER SPRING, MD 20903-1227

Mortgage

Document Number0607800186
DateOct 14, 2020
Book Page060780/000186
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 13, 2050

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateDec 22, 2017
Property Address10717 KINLOCH RD, SILVER SPRING, MD 20903-1227
Document Number0554170122
Book / Page55417 / 122
Map ReferenceMB58 PL4722
Instrument DateDec 18, 2017
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyCOUNSELORS TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,093.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10717 KINLOCH RD, SILVER SPRING, MD 20903-1227
InvestorPossibly a Property Investor

Mortgage

Document Number0055417131
DateDec 22, 2017
Instrument55417/131
Lender
NameNASA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10717 Kinloch Rd was $5,938.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$531,300 (+5.23%) Land $255,700 Building $275,600$531,300 (-) Land $255,700 Building $275,600
2025$5,938.00$504,900$531,300 Land $255,700 Building $275,600
2023$452,100 Land $255,700 Building $196,400$452,100 Land $255,700 Building $196,400
2022$4,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10717 Kinloch Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2004)
Most Recent ClaimJul 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10717 Kinloch Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35

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