1074 Waterloo Rd, Westpoint, TN 38486 Property Records

Lawrence County property record for 1074 Waterloo Rd, Westpoint, TN 38486

Property Summary

Property Type	Rural Home
Details	1 ba · 1,291 sqft · built 1966
Lot Size	51.2 acres (2,230,272 sqft)
Owner	2 Company Names on File
Last Sale	$97,866 (Feb 2018)
Tax Bill	$792 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Feb 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050101 00702`

Property Details

APN / Parcel Number

Primary APN	`050101 00702`
Alternative APN	`101 00702`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,291 sqft Living Area
1st Floor Area	1,291 sqft
Basement Area	216 sqft
Finished Basement	216 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1982
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,230,272 sqft (51.2 acres)
Terrain	Rolling
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1074 WATERLOO RD
City	WESTPOINT
State	TN
Zip	38486-5104
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 6
Jurisdiction	LAWRENCE TN
Township / Civil Division	6
Census Block Group	1
Census Block	1008
Census Tract	960600

Owner

Source: Lawrence County records · APN 050101 00702

Assessment roll updated January 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1074 WATERLOO RD, WESTPOINT, TN 38486-5104
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 05, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF WAYNESBORO
Feb 28, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF WAYNESBORO
Feb 14, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 14, 2018 · Amount on Record
Deed Sale	Feb 14, 2018 · Amount on Record
Prior Sale	Jan 23, 2006 · Amount on Record
Deed Document Number	2018785
Deed Book / Page	526 / 900
Last Transfer Date	Dec 20, 2024
Transfer Doc	0000006895
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	1074 WATERLOO RD, WESTPOINT, TN 38486-5104
Document Number	531276
Instrument Date	Apr 05, 2018
Transaction Type	Mortgage
Record Updated	Apr 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1074 WATERLOO RD WESTPOINT TN 384865104, WESTPOINT, TN 38486-5104

Mortgage

Document Number	531276
Date	Apr 11, 2018
Book Page	000531/000276
Instrument	1816

Lender

Name	BANK OF WAYNESBORO
Type	Bank
Address	LAWRENCEBURG, TN 38464

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 10, 2028

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	1074 WATERLOO RD, WESTPOINT, TN 38486-5104
Document Number	528725
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	Mar 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1074 WATERLOO RD WESTPOINT TN 384865104, WESTPOINT, TN 38486-5104

Mortgage

Document Number	528725
Date	Mar 09, 2018
Book Page	000528/000725
Instrument	1226

Lender

Name	BANK OF WAYNESBORO
Type	Bank
Address	LAWRENCEBURG, TN 38464

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Feb 14, 2018
Property Address	1074 WATERLOO RD, WESTPOINT, TN 38486-5104
Document Number	526900
Book / Page	000526 / 000900
Instrument Date	Feb 12, 2018
Instrument	785
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$362.10
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1074 WATERLOO RD LAWRENCEBURG TN 38464, LAWRENCEBURG, TN 38464

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated January 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$792.00 Additional exemption filed	$39,375 (-) Land $14,750 Building $24,625
2023	$792.00 Additional exemption filed	$39,375 (-) Land $14,750 Building $24,625
2022	$792.00	$39,375 Land $14,750 Building $24,625	$209,300 Land $110,800 Building $98,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 17, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2002–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Based on FCC filings for 3 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

Nearby Properties on Waterloo Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures