960 Waterloo Rd, Westpoint, TN 38486 Property Records

Lawrence County property record for 960 Waterloo Rd, Westpoint, TN 38486

Property Summary

Property Type	Rural Home
Details	2 ba · 2,400 sqft · built 2020
Lot Size	83.9 acres (3,657,298 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (May 2019)
Tax Bill	$2,205 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit May 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`050085 02003`

Property Details

APN / Parcel Number

Primary APN	`050085 02003`
Alternative APN	`085 02003`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,400 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 2020
Exterior Material	Metal
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,657,298 sqft (83.9 acres)
Terrain	Rolling
Porch	Open Porch
Shed	1 Shed
Shed Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	960 WATERLOO RD
City	WESTPOINT
State	TN
Zip	38486-5104
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DIST:06 MAP REF:085
Jurisdiction	LAWRENCE TN
Township / Civil Division	6
Census Block Group	1
Census Block	1008
Census Tract	960600

Owner

Source: Lawrence County records · APN 050085 02003

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	960 WATERLOO RD, WESTPOINT, TN 38486-5104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 06, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF WAYNESBORO
May 07, 2019	Warranty Deed, Transfer · Line of Credit MICHAEL B & CHRISTINE C STEVENS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 04, 2019 · Amount on Record
Deed Sale	May 04, 2019 · Amount on Record
Deed Document Number	00RB561823
Deed Book / Page	RB561 / 823
Last Transfer Date	May 07, 2019
Transfer Doc	561823
Record Updated	Jun 08, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	960 WATERLOO RD, WESTPOINT, TN 38486-5104
Document Number	586293
Instrument Date	Feb 06, 2020
Transaction Type	Mortgage
Record Updated	Mar 06, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	960 WATERLOO RD WESTPOINT TN 384865104, WESTPOINT, TN 38486-5104

Mortgage

Document Number	586293
Date	Feb 21, 2020
Book Page	000586/000293
Instrument	1095

Lender

Name	BANK OF WAYNESBORO
Type	Bank
Address	LAWRENCEBURG, TN 38464

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	May 07, 2019
Property Address	960 WATERLOO RD, WESTPOINT, TN 38486-5104
Document Number	561823
Book / Page	000561 / 000823
Instrument Date	May 04, 2019
Instrument	2341
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 WATERLOO RD WESTPOINT TN 38486, WESTPOINT, TN 38486

Mortgage

Document Number	561827
Date	May 07, 2019
Book Page	000561/000827
Instrument	2342

Lender

Name	MICHAEL B & CHRISTINE C STEVENS
Address	105 COUNTY ROAD 434, KILLEN, AL 35645-6651
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 06, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,205.00 Additional exemption filed	$109,650 (-) Land $13,625 Building $96,025
2023	$2,205.00 Additional exemption filed	$109,650 (-) Land $13,625 Building $96,025
2022	$2,205.00	$109,650 Land $13,625 Building $96,025	$508,300 Land $124,200 Building $384,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lawrence County (47099C), as of November 17, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470999606001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2002–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

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