Lawrence County property record for 949 Waterloo Rd, Westpoint, TN 38486
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,125 sqft · built 1976 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Sep 2024) |
| Tax Bill | $602 (2025) |
| Deeds & Mortgages | Sep 2024 Sale Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 050085 02001 |
| Primary APN | 050085 02001 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,125 sqft Living Area |
| 1st Floor Area | 1,125 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 74,052 sqft (1.7 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 90 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Utility Building | 360 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Street Address | 949 WATERLOO RD |
|---|---|
| City | WESTPOINT |
| State | TN |
| Zip | 38486-5102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 6 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 960600 |
Source: Lawrence County records, as of January 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 185 WEST RD, LAWRENCEBURG, TN 38464-4230 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2024 | Warranty Deed, Transfer |
| Feb 18, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2024 · Amount on Record |
| Deed Sale | Sep 23, 2024 · Amount on Record |
| Prior Sale | Sep 10, 2001 · Amount on Record |
| Deed Document Number | 24005151 |
| Deed Book / Page | 759 / 205 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Sep 23, 2024 |
| Property Address | 949 WATERLOO RD, WESTPOINT, TN 38486-5102 |
| Document Number | 0000759205 |
| Book / Page | 759 / 205 |
| Instrument Date | Sep 20, 2024 |
| Instrument | 24005151 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $370.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 185 WEST RD, LAWRENCEBURG, TN 38464-4230 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 949 WATERLOO RD, WESTPOINT, TN 38486-5102 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 949 WATERLOO RD, WESTPOINT, TN 38486-5102 |
| Document Number | 0000066652 |
|---|---|
| Date | Feb 18, 2022 |
| Book Page | 666/52 |
| Instrument | 22001189 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lawrence County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $602.00 | $29,950 (-) Land $2,900 Building $27,050 | |
| 2023 | $602.00 | $29,950 (-) Land $2,900 Building $27,050 | |
| 2022 | $602.00 | $29,950 Land $2,900 Building $27,050 | $119,800 Land $11,600 Building $108,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2002–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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