1032 Waterloo Rd, Westpoint, TN 38486 Property Records

Lawrence County property record for 1032 Waterloo Rd, Westpoint, TN 38486

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,920 sqft · built 1960
Lot Size	0.73 acres (31,799 sqft)
Owner	Company Name on Record
Last Sale	$25,900 (Feb 2018)
Tax Bill	$151 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`050101 00500`

Property Details

APN / Parcel Number

Primary APN	`050101 00500`
Alternative APN	`101 00500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,920 sqft Living Area
1st Floor Area	4,072 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	148 ft deep x 214 ft wide
Terrain	Rolling
Porch	Open Porch
Porch Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1032 WATERLOO RD
City	WESTPOINT
State	TN
Zip	38486
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 6
Jurisdiction	LAWRENCE TN
Township / Civil Division	6
Census Block Group	1
Census Block	1008
Census Tract	960600

Owner

Source: Lawrence County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	716 S LOCUST AVE, LAWRENCEBURG, TN 38464-4050
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Commercial Mortgage HERITAGE BANK & TRUST
Feb 13, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2018 · Amount on Record
Deed Sale	Feb 13, 2018 · Amount on Record
Prior Sale	Aug 22, 2013
Deed Document Number	00RB526858
Deed Book / Page	RB526 / 858
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	1032 WATERLOO RD, WESTPOINT, TN 38486
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 S LOCUST AVE, LAWRENCEBURG, TN 38464-4050

Mortgage

Document Number	0000811899
Date	Jan 30, 2026
Book Page	811/899
Instrument	26000522

Lender

Name	HERITAGE BANK & TRUST
Type	Bank
Address	217 S JAMES M CAMPBELL BLVD, COLUMBIA, TN 38401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 22, 2031

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Feb 13, 2018
Property Address	1032 WATERLOO RD, WESTPOINT, TN 38486
Document Number	526858
Book / Page	000526 / 000858
Instrument Date	Feb 13, 2018
Instrument	772
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$95.83
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	716 S LOCUST AVE LAWRENCEBURG TN 384644050, LAWRENCEBURG, TN 38464-4050

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$151.00	$7,525 (-) Land $1,500 Building $6,025
2023	$151.00	$7,525 (-) Land $1,500 Building $6,025
2022	$151.00	$7,525 Land $1,500 Building $6,025	$30,100 Land $6,000 Building $24,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2002–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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