10704 Palm Row Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 10704 Palm Row Dr, Lakeside, CA 92040

Property Summary

Property Type	Multi-Family Dwellings
Details	7 bd · 5.5 ba · 5,392 sqft · built 1968
Lot Size	3.21 acres (139,828 sqft)
Owner	Company Name on Record
Tax Bill	$4,770 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`379-060-08-00`

Property Details

APN / Parcel Number

Primary APN	`379-060-08-00`

Interior

Bedrooms	7 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Units	3 Units
Building Area	5,392 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Multi-Family
Lot Area	139,828 sqft

Location & Zoning

Street Address	10704 PALM ROW DR
City	LAKESIDE
State	CA
Zip	92040-1641
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	A70
Legal Description	LOTS 45 & 46 TR 001204
Legal Subdivision	LAKESIDE FARMS
Legal Tract	001204
Legal Block	3
Legal Lot Number	45,46
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	16901

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10704 PALM ROW DR, LAKESIDE, CA 92040-1641
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit ZB NA
Mar 19, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 13, 1996
Transfer Doc	0000134427
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10704 PALM ROW DR, LAKESIDE, CA 92040-1641
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10704 PALM ROW DR, LAKESIDE, CA 92040-1641
Investor	Possibly a Property Investor

Mortgage

Document Number	0000052368
Date	Feb 25, 2026
Instrument	2026-0052368

Lender

Name	ZB NA
Type	Bank
Address	ENCINITAS, CA 92024

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 19, 2018
Property Address	10704 PALM ROW DR, LAKESIDE, CA 92040-1641
Document Number	0000107219
Instrument Date	Mar 16, 2018
Instrument	107219
Transaction Type	Transfer
Record Updated	Mar 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10704 PALM ROW DR LAKESIDE CA 920401641, LAKESIDE, CA 92040-1641

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$375,355 (+2%) Land $35,783 Building $339,572
2025	$4,770.00 (+5.34%)	$367,996 (+4.04%) Land $35,082 Building $332,914
2023	$4,528.00 (+1.73%)	$353,709 Land $33,721 Building $319,988
2022	$4,451.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	6 (1980–2024)
Most Recent Claim	Feb 2024 · Severe Storms And Flooding
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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