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10702 Cheryl Turn, Waldorf, MD 20603 Property Records

Charles County property record for 10702 Cheryl Turn, Waldorf, MD 20603

Property Summary

Property TypeExempt (Full or Partial)
Details4 ba · 2,784 sqft · built 2020
Lot Size0.163 acres (7,100 sqft)
Owner2 Individual Names on Record
Last Sale$480,770 (Sep 2020)
Tax Bill$22,873 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-358200

Property Details

APN / Parcel Number

Primary APN06-358200
Alternative APN
  • 358200

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,194 sqft Gross Area
1st Floor Area1,262 sqft
Basement Area1,010 sqft
Finished Basement1,010 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,100 sqft (0.163 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area129 sqft
Deck Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number358200
Street Address10702 CHERYL TURN
CityWALDORF
StateMD
Zip20603-6913
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodeRM
Legal DescriptionLOT 49 SEC 2 PLT 11 CHRISTOPHER POINTE
Legal SubdivisionCHRISTOPHER POINTE
Legal Block2
Legal Lot Number49
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2000
Census Tract850706

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10702 CHERYL TURN, WALDORF, MD 20603-6913
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Aug 24, 2021Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2020 · Amount on Record
Deed SaleSep 8, 2020 · Amount on Record
Prior SaleApr 17, 2020 · Amount on Record
Deed Book / Page11311 / 73
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Recording DateJul 20, 2026
Property Address10702 CHERYL TURN, WALDORF, MD 20603-6913
Document Number1414000151
Book / Page14146 / 151
Instrument DateJul 10, 2026
Transaction TypeMortgage
Record UpdatedJul 31, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address10702 CHERYL TURN, WALDORF, MD 20603-6913

Mortgage

Document Number1414000151,
DateJul 20, 2026
Book Page14146/151
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueAug 1, 2066
Interest
Rate6.52%
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address10702 CHERYL TURN, WALDORF, MD 20603-6913
Transaction TypeMortgage
Record UpdatedSep 8, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0120270290
DateAug 24, 2021
Book Page12027/290
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$561,200 (+21.03%)$590,400 (+17.42%) Land $155,000 Building $435,400
2025$22,873.00 (+184.84%)
2023$8,030.00$463,700$502,800 Land $155,000 Building $347,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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