Highlands County property record for 10407 Payne Rd, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,698 sqft · built 1996 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual on Record |
| Tax Bill | $889 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | C-35-35-28-010-0010-0250 |
| Primary APN | C-35-35-28-010-0010-0250 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 2,698 sqft Living Area |
| 1st Floor Area | 2,457 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Lot Dimensions | 685 ft deep x 318 ft wide |
| Garage Type | Finished |
| Garage Area | 286 sqft |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 182 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 10407 PAYNE RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-9448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AU |
| Legal Description | SOMERVALE DOWNS PB 12-PG 35 LOT 25 BLK 1 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 35 |
| Legal Subdivision | SOMERVALE DOWNS |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 961401 |
Source: Highlands County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 10407 PAYNE RD, SEBRING, FL 33875-9448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2022 |
| Deed Sale | Jan 11, 2022 |
| Deed Document Number | 0028761456 |
| Record Updated | Jun 8, 2026 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $93,766 (+5.99%) | $298,758 (+0.8%) Land $92,500 Building $206,258 | |
| 2024 | $889.00 (+2.18%) | ||
| 2023 | $870.00 (-2.36%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $88,469 (+3%) | $296,396 (+8.68%) Land $60,000 Building $236,396 |
| 2022 | $891.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $85,892 | $272,734 Land $50,000 Building $222,734 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Rapid Systems Fixed Wireless | 50 / 10 |
May also be available: CenturyLink.
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