Highlands County property record for 10621 Payne Rd, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 7,015 sqft · built 1992 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Company Name on Record |
| Last Sale | $839,000 (Apr 2022) |
| Tax Bill | $9,507 (2024) |
| Deeds & Mortgages | Apr 2022 Sale Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C355801000100300 |
| Primary APN | C355801000100300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 7,015 sqft Living Area |
| 1st Floor Area | 5,166 sqft |
| 2nd Floor Area | 936 sqft |
| Upper Floors Area | 936 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete Tile |
| Lot Area | 108,900 sqft (2.5 acres) |
| Lot Dimensions | 343 ft deep x 319 ft wide |
| Garage Type | Finished |
| Garage Area | 738 sqft |
| Driveway | Driveway |
| Driveway Area | 2,352 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 512 sqft |
| Porch | Open Porch |
| Porch Area | 564 sqft |
| Patio Area | 1,216 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C355801000100300 |
|---|---|
| Street Address | 10621 PAYNE RD |
| City | SEBRING |
| State | FL |
| Zip | 33875-9532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AU |
| Legal Description | SOMERVALE DOWNS PB 12/35 E 1/2 OF LOT 30 BLK 1 2.5 ACRES |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 35 |
| Legal Subdivision | SOMERVALE DOWNS |
| Legal Block | 1 |
| Legal Lot Number | 30 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 961401 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5810 STATE ROAD 66, SEBRING, FL 33875-5936 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 28, 2022 | Warranty Deed, Transfer RIDGE SECURITY TITLE INC |
| Sep 29, 2020 | Warranty Deed, Transfer · Commercial Mortgage HEARTLAND NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2022 · Amount on Record |
| Deed Sale | Apr 28, 2022 · Amount on Record |
| Prior Sale | Sep 29, 2020 · Amount on Record |
| Deed Document Number | 2090655 |
| Deed Book / Page | 2901 / 809 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 28, 2022 |
| Property Address | 10621 PAYNE RD, SEBRING, FL 33875-9532 |
| Document Number | 0002090655 |
| Book / Page | 2901 / 809 |
| Map Reference | MB 12 PG 35 |
| Instrument Date | Apr 25, 2022 |
| Instrument | 2090655 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2022 |
| Title Company | RIDGE SECURITY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,873.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2230 LAKE ARIANA BLVD, 2230, AUBURNDALE, FL 33823-3001 |
| Name | Verified Name |
|---|---|
| Address | 5810 STATE ROAD 66, SEBRING, FL 33875-5936 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 29, 2020 |
| Property Address | 10621 PAYNE RD, SEBRING, FL 33875-9532 |
| Document Number | 0002000466 |
| Book / Page | 2775 / 889 |
| Map Reference | MB 12 PG 35 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 2000466 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | BLUE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,333.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10621 PAYNE RD, 10621, SEBRING, FL 33875-9532 |
| Name | Verified Name |
|---|---|
| Address | 2724 S OCEAN SHORE BLVD, FLAGLER BEACH, FL 32136-4016 |
| Document Number | 0002775891 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 2775/891 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $639,290 (-8.7%) Land $50,000 Building $589,290 | $639,290 (-8.7%) Land $50,000 Building $589,290 | |
| 2024 | $9,507.00 (-6.04%) | ||
| 2023 | $10,118.00 (+29.12%) | $700,232 (+6.85%) Land $33,750 Building $666,482 | $700,232 (+6.85%) Land $33,750 Building $666,482 |
| 2022 | $7,836.00 | $655,354 Land $28,750 Building $626,604 | $655,354 Land $28,750 Building $626,604 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
| Rapid Systems Fixed Wireless | 50 / 10 |
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