10607 Payne Rd, Sebring, FL 33875 Property Records

Highlands County property record for 10607 Payne Rd, Sebring, FL 33875

Property Summary

Property Type	Pasture
Details	4 bd · 3 ba · 4,502 sqft · built 2004
Lot Size	10 acres (435,656 sqft)
Owner	Company Name on File
Tax Bill	$4,374 (2024)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-35-35-28-010-0010-0280`

Property Details

APN / Parcel Number

Primary APN	`C-35-35-28-010-0010-0280`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	3 Rooms
Units	2 Units
Stories	1 Story
Building Area	4,502 sqft Gross Area
1st Floor Area	3,530 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	435,656 sqft (10 acres)
Lot Dimensions	685 ft deep x 318 ft wide
Garage Type	Attached
Garage Area	504 sqft
Driveway	Concrete Driveway
Driveway Area	625 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	1,472 sqft
Deck Area	192 sqft
Patio Area	216 sqft
Shed	1 Shed
Shed Area	1,800 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10607 PAYNE RD
City	SEBRING
State	FL
Zip	33875-9532
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Local Zoning Code	AU
Legal Description	SOMERVALE DOWNS PB 12-PG 35 LOTS 28 + 29 10 ACRES
Legal Range	28E
Legal Township	35S
Legal Section	35
Legal Subdivision	SOMERVALE DOWNS
Legal Lot Number	28,29
Jurisdiction	HIGHLANDS FL
Township / Civil Division	LAKE PLACID
Census Block Group	1
Census Block	1022
Census Tract	961401

Owner

Source: Highlands County assessment roll, APN C-35-35-28-010-0010-0280, as of December 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10607 PAYNE RD, SEBRING, FL 33875-9532
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	10607 PAYNE RD # 29, 29, SEBRING, FL 33875-9532
Document Number	0001890551
Instrument Date	Mar 28, 2018
Transaction Type	Mortgage
Record Updated	Apr 09, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10607 PAYNE RD SEBRING FL 338759532, SEBRING, FL 33875-9532

Tax Assessment & Valuation

Source: Highlands County assessment roll as of December 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$333,261 (+27.35%)	$600,856 (+5.39%) Land $124,950 Building $475,906
2024	$4,374.00
2023	Homeowner's exemption Widower's exemption	$261,684 (+2.92%)	$570,126 (+12.95%)
2022	$3,712.00 Homeowner's exemption Widower's exemption	$254,266	$504,771

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), as of November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559614011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 14 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Lumen Technologies DSL	60 / 5
Rapid Systems Fixed Wireless	50 / 10