107 Wolf Trail Ct, Defiance, MO 63341 Property Records

St. Charles County property record for 107 Wolf Trail Ct, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,980 sqft · built 1992
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Company Names on File
Last Sale	$485,000 (Aug 2014)
Tax Bill	$8,679 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A883001019`

Property Details

APN / Parcel Number

Primary APN	`A883001019`
Alternative APN	`3-0054-6228-00-0139.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,980 sqft Living Area
Gross Area	6,182 sqft
1st Floor Area	2,786 sqft
Basement Area	2,616 sqft
Finished Basement	1,194 sqft
Unfinished Basement	1,422 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	131,116 sqft (3.01 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A883001019
Street Address	107 WOLF TRAIL CT
City	DEFIANCE
State	MO
Zip	63341-1356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALLAWAY FARMS #5 LOT 139
Legal Subdivision	CALLAWAY FARMS #5
Legal Lot Number	139
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	4
Census Block	4000
Census Tract	312204

Owner

107 Wolf Trail Ct is owned by a company that acquired it in June 2015.

Source: St. Charles County records, as of August 13, 2025

Owner of Record	2 Company Names on File
Mailing Address	107 WOLF TRAIL CT, DEFIANCE, MO 63341-1356
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLES SAVINGS BANK OF RHINELAND
Nov 25, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES SAVINGS BANK
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2014 · Amount on File
Deed Sale	Aug 28, 2014 · Amount on File
Deed Document Number	2014471240
Deed Book / Page	6233 / 1371
Last Transfer Date	Jun 2, 2015
Transfer Doc	0063761530
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	107 WOLF TRAIL CT, DEFIANCE, MO 63341-1356
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 WOLF TRAIL CT, DEFIANCE, MO 63341-1356

Mortgage

Document Number	2021R029191
Date	Apr 2, 2021
Instrument	2021R-029191

Lender

Name	PEOPLES SAVINGS BANK OF RHINELAND
Type	Bank
Address	HERMANN, MO 65041

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	107 WOLF TRAIL CT, DEFIANCE, MO 63341-1356
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071872161
Date	Nov 25, 2019
Book Page	7187/2161
Instrument	20191125000674770

Lender

Name	PEOPLES SAVINGS BANK
Type	Bank
Address	HERMANN, MO 65041

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	107 WOLF TRAIL CT, DEFIANCE, MO 63341-1356
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073570378
Date	Jul 29, 2020
Book Page	7357/378
Instrument	20200729000535420

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 107 Wolf Trail Ct was $8,679, up 3.8% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,679.00 (+3.77%)	$144,961	$762,948 Land $83,997 Building $678,951
2024	$8,364.00
2023		$135,609
2022			$713,724 Land $69,998 Building $643,726

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 Wolf Trail Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Wolf Trail Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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