5 Wolf Trail Ct, Defiance, MO 63341 Property Records

St. Charles County property record for 5 Wolf Trail Ct, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,686 sqft · built 1979
Lot Size	3.08 acres (134,165 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jan 2021)
Tax Bill	$5,041 (2025)
Deeds & Mortgages	Mar 2022 Sale Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`596490A003`

Property Details

APN / Parcel Number

Primary APN	`596490A003`
Alternative APN	`3-0054-5247-00-0003.0000000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,686 sqft Living Area
Gross Area	5,280 sqft
1st Floor Area	1,774 sqft
Basement Area	1,774 sqft
Finished Basement	950 sqft
Unfinished Basement	824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	134,165 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	296 sqft
Deck Area	Deck Area
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	596490A003
Street Address	5 WOLF TRAIL CT
City	DEFIANCE
State	MO
Zip	63341-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	CALLAWAY FARMS LOT 3
Legal Subdivision	CALLAWAY FARMS
Legal Lot Number	3
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	4
Census Block	4000
Census Tract	312204

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 WOLF TRAIL CT, DEFIANCE, MO 63341-1336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Beneficiary Deed, Transfer
Jan 21, 2021	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Prior Sale	May 6, 2020
Deed Document Number	20215828
Last Transfer Date	Mar 4, 2022
Transfer Doc	0000012994
Record Updated	Sep 20, 2026

March 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 4, 2022
Property Address	5 WOLF TRAIL CT, DEFIANCE, MO 63341-1336
Document Number	0000012994
Map Reference	MB 20 PG 79
Instrument Date	Mar 4, 2022
Instrument	2022R-012994
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5 WOLF TRAIL CT, DEFIANCE, MO 63341-1336

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 21, 2021
Property Address	5 WOLF TRAIL CT, DEFIANCE, MO 63341-1336
Document Number	0000005828
Instrument Date	Jan 14, 2021
Instrument	5828
Transaction Type	Transfer
Record Updated	Apr 7, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 WOLF TRAIL CT DEFIANCE MO 633411336, DEFIANCE, MO 63341-1336

Mortgage

Document Number	5829
Date	Jan 21, 2021
Instrument	5829

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,210 (-)	$443,215 (-) Land $84,001 Building $359,214
2025	$5,041.00 (+32.66%)	$84,210 (+2.94%)	$443,215 (+2.94%) Land $84,001 Building $359,214
2023		$81,803 (+36.25%)
2022	$3,800.00	$60,039	$430,539 (+36.25%) Land $70,001 Building $360,538
2021			$315,997 Land $70,001 Building $245,996

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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