105 Wolf Trail Ct, Defiance, MO 63341 Property Records

St. Charles County property record for 105 Wolf Trail Ct, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,138 sqft · built 1995
Lot Size	3.08 acres (134,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$347,000 (Nov 2012)
Tax Bill	$6,979 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A883001013`

Property Details

APN / Parcel Number

Primary APN	`A883001013`
Alternative APN	`3-0054-6228-00-0133.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,703 sqft Living Area
Gross Area	5,893 sqft
1st Floor Area	1,898 sqft
Basement Area	1,880 sqft
Finished Basement	1,565 sqft
Unfinished Basement	315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	134,600 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	875 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	102 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A883001013
Street Address	105 WOLF TRAIL CT
City	DEFIANCE
State	MO
Zip	63341-1356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALLAWAY FARMS #5 LOT 133
Legal Subdivision	CALLAWAY FARMS #5
Legal Lot Number	133
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	4
Census Block	4000
Census Tract	312204

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 WOLF TRAIL CT, DEFIANCE, MO 63341-1356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jul 20, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Sep 12, 2019	Deed of Trust, Mortgage · VA Mortgage HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2012 · Amount on Record
Deed Sale	Nov 7, 2012 · Amount on Record
Prior Sale	Nov 5, 2001 · Amount on Record
Deed Document Number	2012860480
Deed Book / Page	5893 / 347
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	105 WOLF TRAIL CT, DEFIANCE, MO 63341-1356
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 WOLF TRAIL CT, DEFIANCE, MO 63341-1356

Mortgage

Document Number	2021R046530
Date	Jun 1, 2021
Instrument	2021R-046530

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	105 WOLF TRAIL CT, DEFIANCE, MO 63341-1356
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073481101
Date	Jul 20, 2020
Book Page	7348/1101
Instrument	20200720000504330

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	105 WOLF TRAIL CT, DEFIANCE, MO 63341-1356
Document Number	0071430919
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	105 WOLF TRAIL CT DEFIANCE MO 633411356, DEFIANCE, MO 63341-1356

Mortgage

Document Number	0071430919
Date	Sep 17, 2019
Book Page	007143/000919
Instrument	506640

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,577 (-)	$613,558 (-) Land $83,995 Building $529,563
2025	$6,979.00	$116,577 (+6.49%)	$613,558 (+6.49%) Land $83,995 Building $529,563
2023		$109,470
2022			$576,158 Land $69,996 Building $506,162

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wolf Trail Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures