4 Wolf Trail Ct, Defiance, MO 63341 Property Records

St. Charles County property record for 4 Wolf Trail Ct, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,364 sqft · built 1979
Lot Size	3.23 acres (140,699 sqft)
Owner	Individual Name on Record
Last Sale	$464,600 (Sep 2026)
Tax Bill	$4,413 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`596490A004`

Property Details

APN / Parcel Number

Primary APN	`596490A004`
Alternative APN	`3-0054-5247-00-0004.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,364 sqft Living Area
Gross Area	3,532 sqft
1st Floor Area	1,500 sqft
Basement Area	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Bi-Level
Exterior Material	Siding Sheathing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	140,699 sqft (3.23 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	596490A004
Street Address	4 WOLF TRAIL CT
City	DEFIANCE
State	MO
Zip	63341-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	CALLAWAY FARMS LOT 4
Legal Subdivision	CALLAWAY FARMS
Legal Lot Number	4
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	4
Census Block	4000
Census Tract	312204

Owner

Source: St. Charles County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 WOLF TRAIL CT, DEFIANCE, MO 63341-1336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	Feb 27, 2017
Deed Document Number	202643702
Prior Transfer Date	Feb 16, 2017
Prior Transfer Doc	0000118600
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 14, 2026
Property Address	4 WOLF TRAIL CT, DEFIANCE, MO 63341-1336
Document Number	0000043702
Instrument Date	Sep 2, 2026
Instrument	202643702
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FOUNDERS TITLE COMPANY, FOUNDERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WOLF TRAIL CT, DEFIANCE, MO 63341-1336

Mortgage

Document Number	0000043703,
Date	Sep 14, 2026
Instrument	202643703

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4 WOLF TRAIL CT, DEFIANCE, MO 63341-1336
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WOLF TRAIL CT, DEFIANCE, MO 63341-1336

Mortgage

Document Number	0000067239
Date	Aug 11, 2021
Instrument	2021R-067239

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,251 (-)	$390,797 (-) Land $86,396 Building $304,401
2025		$74,251 (+3.78%)	$390,797 (+3.78%) Land $86,396 Building $304,401
2024	$4,413.00 (+39.74%)
2023		$71,544 (+43.36%)
2022	$3,158.00	$49,905	$376,551 (+43.36%) Land $71,997 Building $304,554
2021			$262,658 Land $71,997 Building $190,661

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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