107 Thoroughbred Dr, Guyton, GA 31312 Property Records

Effingham County property record for 107 Thoroughbred Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,068 sqft · built 2009
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Dec 2023)
Tax Bill	$2,566 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0376D-168-000`

Property Details

APN / Parcel Number

Primary APN	`0376D-168-000`
Alternative APNs	`0376D168` `10430`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,068 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	12 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10430
Street Address	107 THOROUGHBRED DR
City	GUYTON
State	GA
Zip	31312-5764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.18 AC LOT 168 (OUT 376-15)
Legal Subdivision	SOUTH BEND
Legal Phase	3
Legal Block	3
Legal Lot Number	168
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2016
Census Tract	30403

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	107 THOROUGHBRED DR, GUYTON, GA 31312-5764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Warranty Deed, Transfer · VA Mortgage EQUITY PRIME MORTGAGE
Jul 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
Jul 29, 2022	Warranty Deed, Transfer
Jun 28, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2023 · Amount on Record
Deed Sale	Dec 22, 2023 · Amount on Record
Prior Sale	Aug 4, 2022
Deed Document Number	202310324
Deed Book / Page	2887 / 713
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 22, 2023
Property Address	107 THOROUGHBRED DR, GUYTON, GA 31312-5764
Document Number	002887/713
Book / Page	2887 / 713
Instrument Date	Dec 21, 2023
Instrument	D2023010324
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 THOROUGHBRED DR, GUYTON, GA 31312-5764

Mortgage

Document Number	0002887715
Date	Dec 22, 2023
Instrument	2887/715

Lender

Name	EQUITY PRIME MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	107 THOROUGHBRED DR, GUYTON, GA 31312-5764
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 THOROUGHBRED DR, GUYTON, GA 31312-5764

Mortgage

Document Number	0000002797/0000000813
Date	Jul 21, 2022
Book Page	0000002797/0000000813
Instrument	007475

Lender

Name	ONE AMERICAN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	107 THOROUGHBRED DR, GUYTON, GA 31312-5764
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 THOROUGHBRED DR, GUYTON, GA 31312-5764

Mortgage

Document Number	0000002647/0000000862
Date	Dec 18, 2020
Book Page	0000002647/0000000862
Instrument	013423

Lender

Name	MAGNOLIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 29, 2022
Property Address	107 THOROUGHBRED DR, GUYTON, GA 31312-5764
Document Number	002800/746
Book / Page	2800 / 746
Instrument Date	Jul 29, 2022
Instrument	2022-002336
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CAPTAINS XING, SAVANNAH, GA 31411-2104

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 28, 2022
Property Address	107 THOROUGHBRED DR, GUYTON, GA 31312-5764
Document Number	002797/811
Book / Page	2797 / 811
Instrument Date	Jun 28, 2022
Instrument	2022-002032
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CAPTAINS XING, SAVANNAH, GA 31411-2104

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,536 (+3.46%) Land $22,800 Building $77,736	$251,340 (+3.46%) Land $57,000 Building $194,340
2025	$2,566.00 (-15.7%) Homeowner's exemption	$97,177 (+0.1%) Land $22,800 Building $74,377	$242,942 (+0.1%) Land $57,000 Building $185,942
2024	$3,044.00 (+31.6%) Homeowner's exemption	$97,084 (+32.76%) Land $22,800 Building $74,284	$242,710 (+32.76%) Land $57,000 Building $185,710
2023	$2,313.00 (+52.67%) Homeowner's exemption	$73,126 (+16.24%) Land $17,600 Building $55,526	$182,816 (+16.24%) Land $44,000 Building $138,816
2022	$1,515.00 Homeowner's exemption	$62,911 Land $16,000 Building $46,911	$157,277 Land $40,000 Building $117,277

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM COUNTY SURFACE WATER SYSTEM serves 12,293 people · EPA ID GA1030131
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, ClearWave, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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