104 Thoroughbred Dr, Guyton, GA 31312 Property Records

Effingham County property record for 104 Thoroughbred Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,230 sqft · built 2006
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,000 (Sep 2022)
Tax Bill	$3,034 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`0376D-052-000`

Property Details

APN / Parcel Number

Primary APN	`0376D-052-000`
Alternative APNs	`0376D052` `10314`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,230 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10314
Street Address	104 THOROUGHBRED DR
City	GUYTON
State	GA
Zip	31312-5760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.18 AC LOT 52 (OUT 376-15)
Legal Subdivision	SOUTH BEND
Legal Phase	2
Legal Block	2
Legal Lot Number	52
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2015
Census Tract	30403

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 THOROUGHBRED DR, GUYTON, GA 31312-5760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUARANTEED RATE
Mar 31, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2022 · Amount on Record
Deed Sale	Sep 13, 2022 · Amount on Record
Prior Sale	Jul 27, 2022 · Amount on Record
Deed Document Number	20222770
Deed Book / Page	2808 / 71
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 8, 2022
Property Address	104 THOROUGHBRED DR, GUYTON, GA 31312-5760
Document Number	0002808/71
Book / Page	2808 / 71
Instrument Date	Sep 8, 2022
Instrument	2022-002770
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 THOROUGHBRED DR, GUYTON, GA 31312-5760

Mortgage

Document Number	0000002808/0000000073
Date	Sep 13, 2022
Book Page	0000002808/0000000073
Instrument	009281

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 31, 2022
Property Address	104 THOROUGHBRED DR, GUYTON, GA 31312-5760
Document Number	0002799/74
Book / Page	2799 / 74
Instrument Date	Mar 31, 2022
Instrument	2022-002251
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5945 PEACHTREE CORS E, NORCROSS, GA 30071-1337
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,899 (-) Land $22,796 Building $87,103	$274,749 (-) Land $56,991 Building $217,758
2025	$3,034.00 (+7.67%) Homeowner's exemption	$109,899 (%) Land $22,796 Building $87,103	$274,749 (-) Land $56,991 Building $217,758
2024	$2,818.00 (+31.44%) Homeowner's exemption	$109,900 (+27.6%) Land $22,800 Building $87,100	$274,749 (+27.6%) Land $57,000 Building $217,749
2023	$2,144.00 (-7.03%)	$86,130 (+26.36%) Land $17,600 Building $68,530	$215,324 (+26.36%) Land $44,000 Building $171,324
2022	$2,306.00	$68,163 Land $16,000 Building $52,163	$170,408 Land $40,000 Building $130,408

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM COUNTY SURFACE WATER SYSTEM serves 12,293 people · EPA ID GA1030131
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, ClearWave, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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