102 Thoroughbred Dr, Guyton, GA 31312 Property Records

Effingham County property record for 102 Thoroughbred Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,248 sqft · built 2007
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,000 (Oct 2023)
Tax Bill	$3,618 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0376D-051-000`

Property Details

APN / Parcel Number

Primary APN	`0376D-051-000`
Alternative APNs	`0376D051` `10313`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	60 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10313
Street Address	102 THOROUGHBRED DR
City	GUYTON
State	GA
Zip	31312-5760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.22 AC LOT 51 (OUT 376-15)
Legal Subdivision	SOUTH BEND
Legal Phase	2
Legal Block	2
Legal Lot Number	51
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2015
Census Tract	30403

Owner

Source: Effingham County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 THOROUGHBRED DR, GUYTON, GA 31312-5760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE
Apr 1, 2021	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS
Mar 1, 2017	Warranty Deed, Transfer · Conventional Mortgage PRIMARY CAPITAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Apr 1, 2021 · Amount on Record
Deed Document Number	20238276
Deed Book / Page	2874 / 728
Prior Transfer Date	Aug 4, 2006
Prior Transfer Doc	0001497/45
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 6, 2023
Property Address	102 THOROUGHBRED DR, GUYTON, GA 31312-5760
Document Number	002874/728
Book / Page	2874 / 728
Instrument Date	Oct 6, 2023
Instrument	D2023008276
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 THOROUGHBRED DR, GUYTON, GA 31312-5760

Mortgage

Document Number	0002874730
Date	Oct 6, 2023
Instrument	2874/730

Lender

Name	GUILD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 1, 2021
Property Address	102 THOROUGHBRED DR, GUYTON, GA 31312-5760
Document Number	002676/636
Book / Page	2676 / 636
Instrument Date	Apr 1, 2021
Instrument	2021-001028
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 THOROUGHBRED DR, GUYTON, GA 31312-5760

Mortgage

Document Number	0000002676/0000000639
Date	Apr 1, 2021
Book Page	0000002676/0000000639
Instrument	003826

Lender

Name	BROKER SOLUTIONS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 1, 2017
Property Address	102 THOROUGHBRED DR, GUYTON, GA 31312-5760
Document Number	002393/704
Book / Page	2393 / 704
Instrument Date	Mar 1, 2017
Instrument	2017-000506
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 THOROUGHBRED DR, GUYTON, GA 31312-5760

Mortgage

Document Number	2393/706
Date	Mar 9, 2017
Book Page	2393/706
Instrument	001927

Lender

Name	PRIMARY CAPITAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,618.00 (+6.51%)	$105,711 (-1.09%) Land $22,800 Building $82,911	$264,277 (-1.09%) Land $57,000 Building $207,277
2024	$3,397.00 (+29.51%)	$106,873 (+26.1%) Land $22,800 Building $84,073	$267,182 (+26.1%) Land $57,000 Building $210,182
2023	$2,623.00 (+7.85%)	$84,753 (+16.69%) Land $17,600 Building $67,153	$211,882 (+16.69%) Land $44,000 Building $167,882
2022	$2,432.00	$72,628 Land $16,000 Building $56,628	$181,571 Land $40,000 Building $141,571

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM COUNTY SURFACE WATER SYSTEM serves 12,293 people · EPA ID GA1030131
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, ClearWave, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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