103 Thoroughbred Dr, Guyton, GA 31312 Property Records

Effingham County property record for 103 Thoroughbred Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,678 sqft · built 2016
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$153,500 (Nov 2016)
Tax Bill	$2,670 (2025)
Deeds & Mortgages	Mar 2016 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0376D-170-000`

Property Details

APN / Parcel Number

Primary APN	`0376D-170-000`
Alternative APNs	`0376D170` `10432`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,678 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Area	483 sqft
Porch	Open Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10432
Street Address	103 THOROUGHBRED DR
City	GUYTON
State	GA
Zip	31312-5764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.25 AC LOT 170 OUT 376-15
Legal Subdivision	SOUTH BEND
Legal Phase	3
Legal Block	III
Legal Lot Number	170
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2016
Census Tract	30403

Owner

Source: Effingham County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 THOROUGHBRED DR, GUYTON, GA 31312-5764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2016 · Amount on Record
Deed Sale	Nov 7, 2016 · Amount on Record
Prior Sale	Mar 31, 2016 · Amount on Record
Deed Document Number	0002377858
Deed Book / Page	2377 / 858
Record Updated	Sep 20, 2026

March 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 31, 2016
Property Address	103 THOROUGHBRED DR, GUYTON, GA 31312-5764
Document Number	002340/498
Book / Page	2340 / 498
Instrument Date	Mar 31, 2016
Instrument	2016-000767
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 W FAIRMONT AVE STE 202, 202, SAVANNAH, GA 31406-3457
Investor	Possibly a Property Investor

Mortgage

Document Number	002340/499
Date	Apr 8, 2016
Book Page	2340/499
Instrument	002880

Lender

Name	THE CITIZENS BANK OF SWAINSBORO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2017

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,670.00 (+8.05%) Homeowner's exemption	$116,837 (-3.41%) Land $22,800 Building $94,037	$292,093 (-3.41%) Land $57,000 Building $235,093
2024	$2,471.00 (+35.92%) Homeowner's exemption	$120,965 (+12.04%) Land $22,800 Building $98,165	$302,413 (+12.04%) Land $57,000 Building $245,413
2023	$1,818.00 (-21.47%) Homeowner's exemption	$107,967 (+17.43%) Land $17,600 Building $90,367	$269,918 (+17.43%) Land $44,000 Building $225,918
2022	$2,315.00 Homeowner's exemption	$91,945 Land $16,000 Building $75,945	$229,862 Land $40,000 Building $189,862

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM COUNTY SURFACE WATER SYSTEM serves 12,293 people · EPA ID GA1030131
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, ClearWave, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Thoroughbred Dr

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