107 Ridgeway Rd, Cincinnati, OH 45216 Property Records

Hamilton County property record for 107 Ridgeway Rd, Cincinnati, OH 45216

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1952
Lot Size	0.173 acres (7,536 sqft)
Owner	Owner Name on File
Last Sale	$34,500 (Sep 2014)
Tax Bill	$1,669 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`590-0071-0208-00`

Property Details

APN / Parcel Number

Primary APN	`590-0071-0208-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Attic	Attic
Attic Area	720 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1952
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,536 sqft (0.173 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	107 RIDGEWAY RD
City	CINCINNATI
State	OH
Zip	45216-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEWAY AVE 50 X 150 IRR LOT 145 RENSSELAER PARK 2ND SUB
Legal Subdivision	RENSSELAER PARK 2ND SUB
Legal Lot Number	145
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3002
Census Tract	22200

Owner

Source: Hamilton County assessment roll, APN 590-0071-0208-00, as of March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	107 RIDGEWAY RD, CINCINNATI, OH 45216-1003
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 2014 · Amount on Record
Deed Sale	Sep 15, 2014 · Amount on Record
Prior Sale	Sep 15, 2014 · Amount on Record
Deed Document Number	0000093213
Deed Book / Page	012704 / 001202
Last Transfer Date	Oct 29, 2014
Transfer Doc	0000109283
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	107 RIDGEWAY RD, CINCINNATI, OH 45216-1003
Document Number	0000028798
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 RIDGEWAY RD CINCINNATI OH 452161003, CINCINNATI, OH 45216-1003

Mortgage

Document Number	0000028798
Date	Mar 25, 2020
Book Page	014132/001483
Instrument	28798

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 24, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll as of March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,669.00 (+2.83%)	$24,346 (-) Land $6,475 Building $17,871
2024	$1,623.00 (+3.31%)	$24,346 (-) Land $6,475 Building $17,871
2023	$1,571.00 (+40.14%)	$24,346 (+70.81%) Land $6,475 Building $17,871	$69,560 (+70.83%) Land $18,500 Building $51,060
2022	$1,121.00 Homeowner's exemption	$14,253 Land $6,094 Building $8,159
2020			$40,720 Land $17,410 Building $23,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610222003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 210 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.