Hamilton County property record for 103 Ridgeway Rd, Cincinnati, OH 45216
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,788 sqft · built 1880 |
| Lot Size | 0.173 acres (7,536 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Nov 2019) |
| Tax Bill | $3,895 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0071-0209-00 |
| Primary APN | 590-0071-0209-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,788 sqft Living Area |
| 1st Floor Area | 888 sqft |
| 2nd Floor Area | 608 sqft |
| Attic | Attic |
| Attic Area | 292 sqft |
| Basement Area | 608 sqft |
| Year Built | Built 1880 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,536 sqft (0.173 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 103 RIDGEWAY RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45216-1003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEWAY AVE 50 X 150 IRR LOT 144 RENSSELAER PARK 2ND SUB |
| Legal Subdivision | RENSSELAER PARK 2ND SUB |
| Legal Lot Number | 144 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 22200 |
Source: Hamilton County assessment roll, as of March 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 RIDGEWAY RD, CINCINNATI, OH 45216-1003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP |
| Nov 5, 2019 | Warranty Deed, Transfer COSMOPOLITAN TITLE AGENCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 5, 2019 · Amount on Record |
| Deed Sale | Nov 5, 2019 · Amount on Record |
| Prior Sale | Jun 26, 2008 · Amount on Record |
| Deed Document Number | 2019-0096482 |
| Deed Book / Page | 14038 / 00528 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 103 RIDGEWAY RD, CINCINNATI, OH 45216-1003 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000053862 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 14408/110 |
| Instrument | 2021-0053862 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | GRANDVILLE, MI 49418 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 5, 2019 |
| Property Address | 103 RIDGEWAY RD, CINCINNATI, OH 45216-1003 |
| Document Number | 0000096482 |
| Book / Page | 14038 / 00528 |
| Map Reference | MB 5 PG 48&49 |
| Instrument Date | Sep 21, 2019 |
| Instrument | 2019-0096482 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | COSMOPOLITAN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 RIDGEWAY RD, CINCINNATI, OH 45216-1003 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,895.00 (+2.72%) | $56,788 (-) Land $6,475 Building $50,313 | |
| 2024 | $3,792.00 (+3.41%) | $56,788 (-) Land $6,475 Building $50,313 | |
| 2023 | $3,667.00 (-1.24%) | $56,788 (+20.18%) Land $6,475 Building $50,313 | $162,250 (+20.19%) Land $18,500 Building $143,750 |
| 2022 | $3,713.00 Homeowner's exemption | $47,251 Land $6,094 Building $41,157 | |
| 2020 | $135,000 Land $17,410 Building $117,590 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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