106 Ridgeway Rd, Cincinnati, OH 45216 Property Records

Hamilton County property record for 106 Ridgeway Rd, Cincinnati, OH 45216

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,114 sqft · built 1946
Lot Size0.175 acres (7,623 sqft)
OwnerIndividual Name on Record
Last Sale$145,000 (Jul 2023)
Tax Bill$2,843 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Nov 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN590-0071-0193-00

Property Details

APN / Parcel Number

Primary APN590-0071-0193-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,114 sqft Living Area
Gross Area2,390 sqft
1st Floor Area1,374 sqft
2nd Floor Area740 sqft
Upper Floors Area370 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,623 sqft (0.175 acres)
Lot Dimensions152 ft deep x 50 ft wide
Garage TypeAttached
Garage Area276 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address15 RIDGEWAY RD, #
CityCINCINNATI
StateOH
Zip45216-1001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionRIDGEWAY AVE 50 X 152 IRR LOT 50 RENSSELAER PK 2ND SUB
Legal SubdivisionRENSSELAER PK 2ND SUB
Legal Lot Number50
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3000
Census Tract22200

Owner

Source: Hamilton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address106 RIDGEWAY RD, CINCINNATI, OH 45216-1004
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FIRST FINANCIAL BANK
Nov 9, 2022Deed of Trust, Mortgage · Commercial Mortgage
US BANK TRUST CO NA
May 6, 2022Warranty Deed, Transfer
OS NATIONAL LLC, OS NATIONAL
Feb 1, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2023 · Amount on Record
Deed SaleJul 21, 2023 · Amount on Record
Prior SaleMay 6, 2022 · Amount on Record
Deed Document Number202350713
Deed Book / Page14962 / 954
Prior Transfer DateJan 3, 2015
Prior Transfer Doc0000118417
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 21, 2023
Property Address106 RIDGEWAY RD, CINCINNATI, OH 45216-1004
Document Number0000050713
Book / Page14962 / 954
Map ReferenceMB 5 PG 48&49
Instrument DateJun 29, 2023
Instrument2023-0050713
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 24, 2023
Title CompanyBLACK TIE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$145.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 RIDGEWAY RD, CINCINNATI, OH 45216-1004

Mortgage

Document Number0000050714
DateJul 21, 2023
Instrument2023-0050714
Lender
NameFIRST FINANCIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2053

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address106 RIDGEWAY RD, CINCINNATI, OH 45216-1004
Transaction TypeMortgage
Record UpdatedDec 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000104684
DateNov 9, 2022
Book Page14791/1168
Instrument2022-0104684
Lender
NameUS BANK TRUST CO NA
TypeBank
AddressBOSTON, MA 02110
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 6, 2022
Property Address106 RIDGEWAY RD, CINCINNATI, OH 45216-1004
Document Number0000045726
Book / Page14662 / 1563
Map ReferenceMB 5 PG 48&49
Instrument DateApr 26, 2022
Instrument2022-0045726
Transaction TypeTransfer
Record UpdatedJun 24, 2022
Title CompanyOS NATIONAL LLC, OS NATIONAL

Transaction

AmountAmount Recorded
Tax$367.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 MONTGOMERY ST STE 350, 350, SAN FRANCISCO, CA 94104-1925
InvestorPossibly a Property Investor

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateFeb 1, 2021
Property Address106 RIDGEWAY RD, CINCINNATI, OH 45216-1004
Document Number0000013756
Book / Page14345 / 3052
Map ReferenceMB 5 PG 48&49
Instrument DateDec 12, 2020
Instrument2021-0013756
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
Tax$132.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2108 HATMAKER ST, CINCINNATI, OH 45204-1906

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,843.00 (-0.32%)$42,876 (+%) Land $6,542 Building $36,334$122,500 (-) Land $18,690 Building $103,810
2024$2,852.00 (-0.35%)$42,874 (-) Land $6,541 Building $36,333
2023$2,862.00 (+209.07%)$42,874 (+277.38%) Land $6,541 Building $36,333$122,500 (+277.39%) Land $18,690 Building $103,810
2022$926.00$11,361 Land $6,153 Building $5,208
2020$32,460 Land $17,580 Building $14,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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