98 Ridgeway Rd, Cincinnati, OH 45216 Property Records

Hamilton County property record for 98 Ridgeway Rd, Cincinnati, OH 45216 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,658 sqft · built 1939
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on File
Tax Bill	$2,146 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`590-0071-0191-00`

Property Details

APN / Parcel Number

Primary APN	`590-0071-0191-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,658 sqft Living Area
1st Floor Area	910 sqft
2nd Floor Area	748 sqft
Upper Floors Area	748 sqft
Basement Area	910 sqft

Exterior

Year Built	Built 1939
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	152 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	65 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	98 RIDGEWAY RD
City	CINCINNATI
State	OH
Zip	45216-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEWAY AVE 50 X 152 IRR LOT 48 RENSSELAER PK 2ND SUB
Legal Subdivision	RENSSELAER PARK 2ND SUB
Legal Lot Number	48
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3000
Census Tract	22200

Owner

Source: Hamilton County records · APN 590-0071-0191-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	98 RIDGEWAY RD, CINCINNATI, OH 45216-1002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Commercial Mortgage CINFED CU
Oct 25, 2022	Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Jul 08, 2021	Deed of Trust, Mortgage CINFED CU
Dec 23, 2020	Warranty Deed, Transfer NOT AVAILABLE
May 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 23, 2020
Deed Sale	Dec 23, 2020
Prior Sale	Jun 26, 1996 · Amount on Record
Deed Document Number	2020-0136025
Deed Book / Page	14321 / 547
Record Updated	Jun 08, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	98 RIDGEWAY RD, CINCINNATI, OH 45216-1002
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 RIDGEWAY RD, CINCINNATI, OH 45216-1002

Mortgage

Document Number	0000010350
Date	Feb 15, 2024
Book Page	15104/164
Instrument	2024-0010350

Lender

Name	CINFED CU
Type	Credit Union
Address	4801 KENNEDY AVE, CINCINNATI, OH 45209

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 24, 2029

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	98 RIDGEWAY RD, CINCINNATI, OH 45216-1002
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100392
Date	Oct 25, 2022
Book Page	14780/585
Instrument	2022-0100392

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	98 RIDGEWAY RD, CINCINNATI, OH 45216-1002
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083052
Date	Jul 08, 2021
Book Page	14454/1720
Instrument	2021-0083052

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Amount	Amount Recorded
Term	35 Months
Due	Jun 25, 2024

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 23, 2020
Property Address	98 RIDGEWAY RD, CINCINNATI, OH 45216-1002
Document Number	0000136025
Book / Page	014321 / 000547
Instrument Date	Dec 14, 2020
Instrument	136025
Transaction Type	Transfer
Record Updated	Feb 09, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 LICEUBY RD CINCINNATI OH 45216, CINCINNATI, OH 45216

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	98 RIDGEWAY RD, CINCINNATI, OH 45216-1002
Document Number	0000050933
Book / Page	013433 / 001795
Instrument Date	May 10, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 RIDGEWAY RD CINCINNATI OH 452161002, CINCINNATI, OH 45216-1002

Mortgage

Document Number	0000050933
Date	Jun 07, 2017
Book Page	013433/001795
Instrument	50933

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jun 06, 2045

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,146.00 (+2.83%)	$31,346 (+%) Land $6,541 Building $24,805
2024	$2,087.00 (+3.37%)	$31,345 (-) Land $6,541 Building $24,804
2023	$2,019.00 (+34.69%)	$31,345 (+64.23%) Land $6,541 Building $24,804	$89,560 (+64.24%) Land $18,690 Building $70,870
2022	$1,499.00 Homeowner's exemption	$19,086 Land $6,153 Building $12,933
2020			$54,530 Land $17,580 Building $36,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610222003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 210 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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