101 Old Camp Rd, Elgin, SC 29045 Property Records

Richland County property record for 101 Old Camp Rd, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details8 bd · 5 ba · 5,826 sqft · built 2022
Lot Size2.86 acres (124,582 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (Feb 2020)
Tax Bill$31,503 (2023)
Deeds & MortgagesNov 2022 Mortgage
Dec 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN28902-13-06

Property Details

APN / Parcel Number

Primary APN28902-13-06
Alternative APNs
  • R28902-13-06
  • 02068265

Interior

Bedrooms8 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Building Area5,826 sqft Heated Area
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area124,582 sqft (2.86 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02068265
Street Address101 OLD CAMP RD
CityELGIN
StateSC
Zip29045-6404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionLOT 13 & 14 167.6X298.1X527.7X141.3X311.1X277.6X334.3X87.1 #SU THE POINTE AT WOODCREEK #PR RB1749-3987; RB2467-678
Legal SubdivisionTHE RIDGE @ WOODCREEK
Legal Lot Number13
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2024
Census Tract11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8311 TWO NOTCH RD, COLUMBIA, SC 29223-6303
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2022Deed of Trust, Mortgage
MISSION HOPE FOUNDATION
Dec 12, 2022Deed of Trust, Mortgage · VA Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 29, 2022Deed of Trust, Mortgage
MISSION HOPE FOUNDATION
Feb 11, 2020Warranty Deed, Construction Loan · Line of Credit
SOUTHERN FIRST BK NA
Oct 29, 2019Warranty Deed, Transfer · Line of Credit
FIRST RELIANCE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2020 · Amount on Record
Deed SaleFeb 11, 2020 · Amount on Record
Prior SaleOct 29, 2019 · Amount on Record
Deed Document Number20207539
Deed Book / Page2468 / 1269
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address101 OLD CAMP RD, ELGIN, SC 29045-6404
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0027931498
DateNov 3, 2022
Book Page2793/1498
Instrument2022061415
Lender
NameMISSION HOPE FOUNDATION
TypeNon-Lending Institution
AddressCOLUMBIA, SC 29223
Agreement
AmountAmount Recorded
Term2 Months
DueJan 28, 2023

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address101 OLD CAMP RD, ELGIN, SC 29045-6404
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028013033
DateDec 12, 2022
Book Page2801/3033
Instrument2022067335
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address101 OLD CAMP RD, ELGIN, SC 29045-6404
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0027743055
DateAug 29, 2022
Book Page2774/3055
Instrument2022048785
Lender
NameMISSION HOPE FOUNDATION
TypeNon-Lending Institution
AddressCOLUMBIA, SC 29223
Agreement
AmountAmount Recorded

February 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateFeb 11, 2020
Property Address101 OLD CAMP RD, ELGIN, SC 29045-6404
Document Number2468/1269
Book / Page002468 / 001269
Instrument DateFeb 7, 2020
Instrument7539
Transaction TypeConstruction Loan
Record UpdatedMar 6, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$315.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8311 TWO NOTCH RD COLUMBIA SC 292236303, COLUMBIA, SC 29223-6303

Mortgage

Document Number2468/1273
DateFeb 11, 2020
Book Page002468/001273
Instrument7540
Lender
NameSOUTHERN FIRST BK NA
TypeBank
AddressCAYCE, SC 29033
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 10, 2025
Interest
Rate TypeAdjustable Rate

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateOct 29, 2019
Property Address101 OLD CAMP RD, ELGIN, SC 29045-6404
Document Number2440/3506
Book / Page002440 / 003506
Instrument DateOct 18, 2019
Instrument80309
Transaction TypeTransfer
Record UpdatedNov 26, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$481.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 OLD CAMP RD ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number2440/3508
DateOct 29, 2019
Book Page002440/003508
Instrument80310
Lender
NameFIRST RELIANCE BK
TypeBank
AddressLEXINGTON, SC 29072
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,200 (-)$1,256,700 (+866.69%) Land $216,600 Building $1,040,100
2023$31,503.00 (+583.36%)$5,200 (-33.33%)$130,000 (-)
2021$4,610.00$7,800$130,000 Land $130,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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