117 Gulfside Way, Miramar Beach, FL 32550 Property Records

Walton County property record for 117 Gulfside Way, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,516 sqft · built 2002
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on Record
Last Sale	$720,000 (Aug 2021)
Tax Bill	$6,610 (2025)
Deeds & Mortgages	May 2022 Mortgage Aug 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-2S-21-42530-000-0210`

Property Details

APN / Parcel Number

Primary APN	`33-2S-21-42530-000-0210`
Alternative APNs	`33-221-42530-000-0210` `1074802`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,516 sqft Living Area
Gross Area	2,164 sqft
1st Floor Area	770 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	78 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	360 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	117 GULFSIDE WAY
City	MIRAMAR BEACH
State	FL
Zip	32550-7157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	LOT 21 GULFSIDE COTTAGES S/D PB 11-24 OR 2411-783 OR 2440-938 OR 2600-4284 OR 2676-1475 OR 2814-1849 OR 2827-2704 OR 3202-4489 OR 3213-3993
Legal Range	21W
Legal Township	02S
Legal Section	33
Legal Subdivision	GULFSIDE COTTAGES
Legal Block	2
Legal Lot Number	21
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	502 DUMBARTON DR, SHREVEPORT, LA 71106-6810
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage RED RIVER BANK
Aug 27, 2021	Warranty Deed, Transfer · Line of Credit RED RIVER BANK
Jun 16, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Prior Sale	Oct 12, 2009 · Amount on Record
Deed Document Number	202143283
Deed Book / Page	3213 / 3993
Prior Transfer Date	Jun 9, 2021
Prior Transfer Doc	0032024489
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	117 GULFSIDE WAY, MIRAMAR BEACH, FL 32550-7157
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 DUMBARTON DR, SHREVEPORT, LA 71106-6810

Mortgage

Document Number	0032504961
Date	May 4, 2022
Book Page	3250/4961
Instrument	20220021381

Lender

Name	RED RIVER BANK
Type	Bank
Address	ALEXANDRIA, LA 71301

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Apr 18, 2027

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 27, 2021
Property Address	117 GULFSIDE WAY, MIRAMAR BEACH, FL 32550-7157
Document Number	0032133993
Book / Page	3213 / 3993
Map Reference	MB 11 PG 24&24A
Instrument Date	Aug 24, 2021
Instrument	20210043283
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	VINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,040.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 SAUGA AVE, NORTH KINGSTOWN, RI 02852-4515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 DUMBARTON DR, SHREVEPORT, LA 71106-6810

Mortgage

Document Number	0032133995
Date	Aug 27, 2021
Instrument	3213/3995

Lender

Name	RED RIVER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 24, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Jun 16, 2021
Property Address	117 GULFSIDE WAY, MIRAMAR BEACH, FL 32550-7157
Document Number	0032024489
Book / Page	3202 / 4489
Map Reference	MB 11 PG 24&24A
Instrument Date	Jun 9, 2021
Instrument	20210030338
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 SHORT ST, PLYMOUTH, MA 02360-1091

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 OCTOBER DR, FRANKLIN, MA 02038-3471

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,610.00 (-9.39%)	$731,608 (-8.91%) Land $195,000 Building $536,608	$731,608 (-8.91%) Land $195,000 Building $536,608
2024	$7,295.00 (+6.09%)	$803,153 (+0.92%) Land $120,553 Building $682,600	$803,153 (+0.92%) Land $120,553 Building $682,600
2023	$6,876.00 (+12.98%)	$795,794 (+21.17%) Land $120,553 Building $675,241	$795,794 (+21.17%) Land $120,553 Building $675,241
2022	$6,086.00	$656,785 Land $133,814 Building $522,971	$656,785 Land $133,814 Building $522,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: REV, Wildstar Networks.

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